Job Recruitment Website - Social security inquiry - Social security has been suspended for several years, but it will be renewed in the future. Can I get a pension after retirement?

Social security has been suspended for several years, but it will be renewed in the future. Can I get a pension after retirement?

Legal analysis: First, if our social security is broken in this life, it will not affect our social security benefits after retirement in the general direction. Of course, we are more concerned about whether the payment of pensions and the corresponding treatment of medical insurance will have an impact. Second, it must be made clear that after reaching retirement age, the prerequisite for receiving retirement pension is that your old-age insurance contribution should reach 15, and you are not required to pay continuously to 65438. Instead, you can apply for retirement and receive a pension when the accumulated payment reaches 15. Of course, the amount of pension is mainly related to the payment period, payment standard and retirement subsidies. For example, we work in a private enterprise. Basically, in order to save costs, enterprises pay social insurance for us at the lowest level. If they are state-owned enterprises or civil servants, they basically pay social insurance according to the highest level. Judging from these situations, if the social security break in life has an impact on your pension, it depends on the specific break time. For example, if the break-up time is short, it will be ignored. If it takes a long time, you have to calculate whether your social security can be paid 15 years when you reach retirement age.

Legal basis: Look for the Social Insurance Law of People's Republic of China (PRC).

Eleventh basic old-age insurance to implement the combination of social pooling and individual accounts. The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Thirteenth employees of state-owned enterprises and institutions to participate in the basic old-age insurance, the basic old-age insurance premiums payable during the payment period shall be borne by the government. When the basic old-age insurance fund is insufficient to pay, the government gives subsidies.

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Fifteenth basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age.