Can social security cards be used as bank cards?

Of course. Social security cards can be used as bank cards, but only if the financial functions of social security cards are activated. Financial social security card is not only a social security card, but also a bank card, which has the function of a bank card. The one with the UnionPay logo on it is said to be a financial social security card. The social security card of the previous generation cannot be used as a bank card.

According to the types of cardholders, social security cards can be divided into two categories, namely, social security (personal) cards issued to urban employees, unemployed people and retirees and social security (employer) cards issued to employers.

The UnionPay logo on the social security card can be used as a bank card, that is, the premise of a debit card is that you have to deposit money in it before you can withdraw money. In addition, the money paid to social security cannot be taken out, and can only be used for medical reimbursement or drug purchase fines. In fact, the deposit account and social security account are combined on a social security card, but the two accounts are independent of each other. The first new generation social security card is made according to the unified national standards, which has complete social security service function and banking service function. Mu is a new generation of social security card used all over the country, with the cardholder's photo, name, social security card number and bank printed on the front.

On the back are the words * * * in People's Republic of China (PRC) and the national social security card. The new social security card can be used as an ordinary UnionPay debit card, which has financial functions such as cash deposit and withdrawal, transfer, consumption and wealth management. In the past, social security cards were only used for personal accounts of employees' basic medical insurance, and social security benefits were not paid in full, so they did not have the function of querying social security participation information. Citizens can check their social security information through online banking, mobile banking, telephone banking, pos machines and other means. The financial function of the new social security card is separated from the social security function, that is, when citizens use it on ordinary pos machines when shopping, they will start the financial function of the card, which has the functions of deposit consumption, while the social security amount contained in the social security banquet card can only be queried, but not consumed.