What are the conditions for purchasing a home in Baoding

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With the improvement of people's income level, more and more people go to Baoding to buy a home. So the question is, do you know what are the conditions for buying a house in Baoding? What is the current policy of buying a house in Baoding? Next, let me give you a brief introduction.

What are the conditions for buying a house in Baoding

Foreigners who want to buy a house in Baoding, the conditions are very simple, that is, you must pay more than 36 consecutive months of social security in the local community, otherwise there is no social security is not eligible to buy a house. If you are planning to travel to Baoding to buy a house, you must have an understanding of the local policy to do so.

Baoding current home buying policy

A, home buying: suspend the sale of new commercial housing and second-hand housing in the main urban area to the city's resident families with three or more; suspend the sale of new commercial housing and second-hand housing in the main urban area to the city's resident families with one or more non-city household registration.

Second, the loan: the city's household registration third suite full restriction, while recognizing the house and recognizing the loan.

(1) no housing in the main city and no commercial housing loans, provident fund housing loan record of the city's resident families, the first purchase of ordinary housing in the main city, apply for commercial personal housing loans, the down payment ratio shall not be less than 30%; in the main city has a housing or commercial housing loan record or provident fund housing loan record of the city's resident families, in the main city to buy ordinary housing, apply for commercial personal housing loans, the down payment ratio shall not be less than 30%; in the main city owns a housing or commercial housing loan record or provident fund housing loan record of the city's residents, in the The main city to buy ordinary housing, apply for commercial personal housing loans, the down payment ratio shall not be less than fifty percent.

(2) Non-city resident families without housing in the main urban area and without records of commercial housing loans or public provident fund housing loans shall not pay less than forty percent of the down payment for their first purchase of ordinary housing in the main urban area when applying for commercial individual housing loans; non-city resident families without housing in the main urban area but with records of commercial housing loans or public provident fund housing loans shall not pay less than forty percent of the down payment for their first purchase of ordinary housing in the main urban area when applying for commercial individual housing loans. The main urban area for the first time to buy ordinary housing, apply for commercial personal housing loans, the down payment ratio is not less than sixty percent.

(3) At present, Baoding implements purchase and loan restrictions in the main urban area, Dingxing County, Mancheng District, Gaobeidian, Xushui District, Qingyuan District, Laishui County, Zhuozhou, Baigou New Town, Gaoyang and Wangdu.

Editor's summary: After reading the above introduction, I believe you have a further understanding of the conditions for purchasing a home in Baoding. For more information, please continue to pay attention to our website, the follow-up will present you with more exciting content.

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