Which is suitable, flexible employment or employee insurance payment?

Flexible employment or employee insurance payment, which is appropriate:

I think it's better to pay employee insurance. Employee insurance can participate in basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, and can also share social insurance premiums with employers. Individuals can only participate in basic old-age insurance and basic medical insurance. Some places can participate in additional unemployment insurance, and these expenses must be borne by individuals.