How to pay social security for rural hukou?

It is a more appropriate choice to participate in the basic old-age insurance and basic medical insurance for urban and rural residents.

I. Understanding social security policies

Residents with rural hukou must first understand the local social security policies, including payment standards and conditions for enjoying treatment. This helps to choose the appropriate social security scheme according to your own situation.

Two, to participate in the basic old-age insurance for urban and rural residents

The basic old-age insurance for urban and rural residents is an old-age security system for urban and rural residents who have not participated in the basic old-age insurance for employees. Rural hukou residents can choose the appropriate payment grade according to their own economic conditions. After paying a certain fee, they can receive a monthly pension when they reach the statutory retirement age.

Three, to participate in the basic medical insurance for urban and rural residents

The basic medical insurance for urban and rural residents is a basic medical security system for urban and rural residents. After participating in the basic medical insurance, rural registered residents can seek medical treatment in the prescribed medical institutions and enjoy the corresponding reimbursement of medical expenses.

Fourth, consider supplementing commercial insurance.

On the basis of participating in the basic social security, rural hukou residents can also consider buying some commercial insurance as a supplement to improve their own security level. For example, you can buy some health insurance and accident insurance to deal with possible risks.

To sum up:

The cost-effective ways to pay social security for rural hukou mainly include participating in basic old-age insurance and basic medical insurance for urban and rural residents, and considering supplementary commercial insurance according to their own conditions. When choosing a social security scheme, we should fully understand the local social security policy and consider it comprehensively in combination with our own economic situation, age, employment situation and future pension planning.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 provides that:

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

People's Republic of China (PRC) social insurance law

Article 10 stipulates:

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

People's Republic of China (PRC) social insurance law

Article 24 provides that:

The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.