What does social insurance generally bear?

Social insurance premiums are generally borne by the state, the employer and the insured. Social insurance is an institutional arrangement imposed by the government to distribute wealth, which is actually a tax.

Social security, which is what we call social insurance, is generally shared by the state, the employer and the insured. Social insurance is an institutional arrangement imposed by the government to distribute wealth. In fact, it is a kind of tax, and the payment amount = payment base * payment ratio.

Social security is linked to wages, and the proportions borne by units and individuals are generally: endowment insurance (20% for units and 8% for individuals), medical insurance (0/0% for units and 2% for individuals), unemployment insurance (0/0/%for units and 0.2% for individuals), maternity insurance (0.8% shall be borne entirely by units) and maternity insurance.

Because the per capita income varies from place to place, the proportion of provinces and cities is also different. If you leave the company, your social insurance will be cut off.

If you don't have a job, you have to pay social insurance responsibility and pay all the expenses yourself. If you are registered in Beijing and are over 35 years old, you can apply for 4050 subsidized social security in your respective streets.

The payment methods of social insurance premiums can be roughly divided into three categories: insured units and individuals can adopt different payment methods according to their actual conditions.

1, pay in your own bank;

2. Pay by cheque or cash to the social insurance agency;

3, other ways agreed with the social insurance agency.

Influence of withholding on oneself:

1, social security can be used normally within one month after payment is stopped.

2. Medical insurance with payment exceeding 1 month but not exceeding 3 months cannot be reimbursed from the next month, and the account balance can be used.

3. Those who have stopped paying medical insurance for more than three months do not enjoy medical insurance reimbursement, and there is a waiting period of 3-6 months for re-payment. The continuous payment time is cleared, and the upper limit of annual reimbursement is reduced.

4. Maternity insurance must be paid continuously for 6- 12 months before it can be used. After the payment deadline, it will be cleared continuously and needs to be accumulated again.

5, social security payment affects buying a house and a car, and points into the household.

6. If you are a flexible employee, you don't need to continue to pay after paying for 15 years, but users who stop paying can't enjoy medical insurance before the statutory retirement age.

Suggestion: the company should provide itself with social insurance and commercial insurance at the same time, and guarantee it in many ways. Such as old-age care, serious illness, accidents, etc. If you still don't understand, please consult a professional. One more insurance, one more guarantee.