Can medical insurance couples use it together?

Legal analysis: Husband and wife can share the medical insurance card. In short, the family member association procedure is similar to "one insured person shared by the whole family". After the insured person uses the medical insurance "family account" association, he only needs to pay the basic medical expenses and local supplementary medical expenses paid by himself in the designated medical institutions by credit card, without filling out the form on the spot.

Husband and wife social security cards can be used with each other. In short, the family-related program is similar to a person participating in insurance and sharing it with the enterprise. After using the medical insurance family account, the basic medical expenses and local supplementary medical expenses paid by the insured in the designated medical institutions can be swiped by themselves, and there is no need to fill in the form on the spot. Two conditions must be met to include family members in the Association of Insured Persons: First, although the scope of participation is "all family members", including parents, spouses and children, these family members must be insured persons who have participated in Shenzhen medical insurance. Second, the accumulated amount of medical insurance accounts must exceed the average monthly salary of employees in the previous year.

Take 20 1 1 as an example. In 20 10, the average monthly salary of Shenzhen employees was 4,205 yuan. As long as the accumulated amount in the personal account of the insured person's medical insurance card exceeds 4205 yuan, you can use your own medical insurance card to pay medical expenses for your family. The condition of personal account family members' outpatient service is that the balance of authorized users' comprehensive medical insurance personal account is zero, or the comprehensive medical insurance personal account has only participated in other types of insurance in Shenzhen. At present, the association procedure between family members and individual medical insurance accounts is aimed at family members who have participated in medical insurance in Shenzhen (such as migrant workers' medical insurance, children's medical insurance and hospitalization medical insurance).

Legal basis:

Detailed Rules for the Implementation of the Social Insurance Law of People's Republic of China (PRC) Article 8 The medical expenses incurred by the insured in the agreed medical institutions that meet the standards of the basic medical insurance drug list, diagnosis and treatment items and medical service facilities shall be paid by the basic medical insurance fund in accordance with state regulations. If the insured really needs emergency treatment and rescue, the scope of drugs that must be used for medical treatment in non-agreed medical institutions may be appropriately relaxed. The specific measures for the administration of emergency and rescue medical services of the insured shall be formulated by the overall planning area according to the local actual situation.