Employee health insurance after the break of payment of the years will be zero?

Employee health insurance will not be zero after the years of payment.

1, health insurance after stopping payment, the cumulative contribution years will not be zero, but the continuous contribution years will be zero;

If the interruption of more than three months, the continuous contribution years will be recalculated;

2, the employee health insurance after the interruption and then renewed, the previous years can be cumulative, but the continuous contribution years due to the interruption can not be continued to cumulative;

3, to reach the statutory retirement age, if the contribution years meet the local regulations (men generally 30 years, women generally 25 years), the number of years of continuous contribution can not continue to accumulate;

3, to reach the legal

3. When reaching the legal retirement age, if the contribution period meets the local regulations (generally 30 years for men and 25 years for women),

you can enjoy the medical insurance treatment and do not need to pay the medical insurance premiums;

4. The social security will not be cleared if you break the payment, and the years before and after the interruption of the payment are added up to the total amount, and the treatment will not be influenced by the retirement,

but the social security treatment during the period of interruption will be affected.

Employee health insurance contribution rules:

1, the contribution base: usually the employee's average salary for the previous year as the basis for contributions;

2, the proportion of contributions: by the individual employee and the unit **** the same, the specific proportion according to the regional policy;

3, the frequency of contributions: generally monthly, but also some regions to implement the annual or quarterly contributions

4. Replacement policy: For the period of interruption of payment, most regions allow the replacement of health insurance premiums within a certain time limit;

5. Enjoyment of treatment: After a certain number of years of payment, employees can enjoy the corresponding health insurance treatment;

6. Transfer and continuity: When the employee is employed across the region, the health insurance relationship can be transferred and continued.

In summary, the employee health insurance will not be zero after the break, but the continuous payment of years will be zero, the interruption of social security treatment is affected. When you reach the legal retirement age, if the number of years of contributions to meet the provisions, you can enjoy medical insurance benefits, no need to pay fees. Social security payment break will not be cleared, before and after the interruption of contributions to the cumulative total of years, the treatment after retirement will not be affected.

Legal basis:

The People's Republic of China Social Insurance Law

Article 27

Individuals who participate in the basic medical insurance for employees and who have paid contributions for a cumulative total of up to a specified number of years by the state when they reach the legal retirement age shall not pay any further contributions to the basic medical insurance after their retirement, and they shall enjoy basic medical insurance benefits in accordance with the state regulations; those who have not yet paid the contributions for a specified number of years may pay contributions up to a specified number of years, and may pay contributions up to a specified number of years. If you have not yet reached the national limit, you can contribute to the national limit.