Social security to retirement age how to do

1. Delayed Retirement: You can choose to delay your retirement by continuing to work and paying social security year by year until you meet the requirement for the number of years of contributions. For example, if there is a three-year difference in accumulated years, then you can choose to work for another three years and then apply for retirement.

2. Convert to urban-rural residents' pension insurance: Another method is to change the type of social security, convert urban workers' pension insurance to urban-rural residents' pension insurance, and then pay the remaining premiums in a lump sum to meet the 15-year minimum contribution period requirement. However, it should be noted that resident pensions are usually less than employee pensions.

3. Continuing to pay social security contributions: If you started to enroll and pay contributions before the implementation of the Social Insurance Law, but did not have 15 years of contributions when you reached the legal retirement age after the implementation, you can continue to pay contributions year by year. If you still fail to reach 15 years after 5 years, you can choose to make a one-time retroactive contribution until you reach the full 15 years, and then go through the retirement procedures and receive your benefits.