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Is the insurance company's five insurances and one gold the same as that of the society?
2. Different scope: Social insurance only includes five types of insurance, such as endowment insurance, but five insurances and one gold also include housing accumulation fund. That is, five insurances and one gold include social security.
Social security is what we call five insurances every day. Five insurances and one gold are just one more provident fund than social security. The five risks are: old-age insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance. Social insurance refers to the institutional arrangement that the state raises funds through various channels such as legislation in accordance with the principle of corresponding rights and obligations, and provides material help (including cash subsidies and services) to the insured in the case of old age, illness, work injury, unemployment and maternity, so that they can enjoy basic living security and avoid or reduce economic losses. Including old-age insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance, commonly known as "five insurances".
The housing accumulation fund system is actually a housing security system and a form of monetization of housing distribution. The housing accumulation fund system is an important social security system for housing stipulated by national laws, which is mandatory, mutually supportive and guaranteed. Units and individual employees must fulfill their obligations to pay housing provident fund according to law. The housing provident fund paid by individual employees and the housing provident fund paid by the unit shall be stored in special accounts and owned by individual employees. All in all, the difference between social security and five insurances and one gold is that there is one less housing accumulation fund.
Legal basis: Article 10 of People's Republic of China (PRC) Insurance Law is an agreement between the insured and the insurer on insurance rights and obligations. The applicant refers to the person who has entered into an insurance contract with the insurer and has the obligation to pay the insurance premium according to the contract. An insurer refers to an insurance company that has entered into an insurance contract with the applicant and is liable for compensation or payment of insurance benefits according to the contract.
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