When will medical insurance for major diseases of urban residents in Dali be reimbursed?

(1) Social security only reimburses medical expenses caused by diseases, but medical expenses caused by accidental injuries cannot be reimbursed; Social security does not pay for accidental injuries and accidental medical responsibilities during non-work; Regardless of accidental death or illness, social security has no compensation for death. After death, only the amount of personal account at that time is returned, which is very small.

(2) China's social security reimbursement or unit reimbursement is first of all a concept of expenditure before compensation, that is to say, even within the scope of compensation, how much you have to spend before you can reimburse on this basis, and the amount we reimburse will not be greater than the total expenditure. Imported drugs and nutritional drugs that are not on the list of publicly-funded medical drugs cannot be reimbursed.

(3) The social medical co-ordination fund is "guaranteed but not helpful" to medical insurance personnel. Social security has the limitation of deductible, and the expenses within the limit need to be paid by themselves. The proportion and amount of hospitalization expenses and serious illness medical care are relatively high.

(4) Social security focuses on security, and the payment standard is based on ensuring the basic life of the insured. It is not enough for people who pursue high quality.