What is the explanation for the medical insurance refund?

Legal analysis: After paying the residents' medical insurance premium, the insured who has refunded the fee can apply for refund due to repeated payment, death, participation in the medical insurance for employees in the overall planning area or other residents' medical insurance before the start of the corresponding treatment enjoyment period. After the start of the treatment period, in principle, individual contributions will not be refunded; Recipients who have enjoyed the subsidy for insurance payment through medical assistance channels shall be refunded according to the payment channels that need to terminate the insurance relationship.

Refund process: Insured residents who pay for the above-mentioned refund cases are required to provide 2 copies of their ID cards and bank cards (2 copies of death certificates, 2 copies of ID cards and bank cards of the deceased's agent) and 2 copies of payment vouchers to the Linhe District Taxation Bureau 10 15 for refund registration. After going through the insurance payment procedures, if the insured person requests to withdraw from participating in residents' medical insurance before the treatment enjoyment period due to the cancellation of household registration, transfer-out, cancellation of student status, participation in other social insurances, etc., and has not yet enjoyed the annual residents' medical insurance benefits, he should go through the formalities of surrender and refund before the treatment enjoyment period or within the first month of the treatment enjoyment period, and will not handle it after the deadline. If the insured students join the army for half a year and the residents' medical insurance pooling fund has not paid their medical expenses, they can go through the formalities of surrender and refund. All kinds of re-insured persons who request to withdraw from participating in residents' medical insurance due to cancellation of household registration, transfer out, participation in other social insurance and other reasons before the waiting period for treatment should go through the formalities of surrender and refund before the annual residents' medical insurance benefits are enjoyed, and will not go through the formalities after the deadline.

Legal basis: Article 60 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the employer shall declare and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.