What is the social security payment standard of Qingdao in 2023?

At present, the lower limit of social security payment in Qingdao is 3457 yuan, and the upper limit is 190 12 yuan. According to the local social security payment base and the proportion of social security payment stipulated by government departments, the insured can calculate the social security fee they want to pay, but for this part of the insured who participate in employee social security, the social security payment base is declared by their own units.

1. What is the social security payment standard in Qingdao?

The upper limit of social security payment in Qingdao is 190 12 yuan, and the lower limit is 3457 yuan.

The social security base is determined according to the average monthly income of employees from June 1 to February 1 of the previous year. The social insurance payment base is an important basis for calculating the social insurance premiums and social insurance benefits paid by employers and their employees. There are upper and lower limits, depending on the actual situation in each region.

Every year from June 5438+0, the insured unit shall report the social insurance payment base of the next settlement year to the municipal social insurance fee collection management center or the district social insurance agency (hereinafter referred to as the social insurance agency) that handles the insurance registration.

The payment base declared by the insured unit shall be signed or confirmed by the insured employee himself.

If the payer fails to declare according to the regulations, the social insurance agency may temporarily determine the monthly payment base at 1 10%.

The payment base is an important calculation basis for the insured to enjoy social insurance benefits. After workers participate in social insurance, social security agencies will establish personal accounts for basic old-age insurance and medical insurance for life. The higher the base of employees' contributions, the more personal accounts, the more disposable medical expenses and the higher the pension they receive when they retire. However, the concealed, omitted and underreported payment base of insured units and insured personnel will directly reduce the level of social insurance benefits enjoyed by insured personnel.

The monthly payment base of social insurance is generally determined according to the average monthly salary of employees in the previous year, which is determined once a year. Once determined, it may not be changed within one year.

2. What is the proportion of social insurance payment in Qingdao?

1, old-age insurance: the unit contribution ratio is 16%, and the individual contribution ratio is 8%;

2. Medical insurance: 9.5% for units and 2% for individuals.

3. Unemployment insurance: the unit pays 0.7% and the individual pays 0.3%;

4. Work injury insurance

: It is divided into eight categories according to industry category, which are 0.05%, 0. 1%, 0. 18%, 0.23%, 0.28%, 0.33%, 0.4% and 0.48% respectively, and employees do not pay fees;

5, maternity insurance and employee medical insurance unified collection, maternity insurance fund into employee medical insurance fund, no longer separate collection of maternity insurance.

To sum up, employees should not blindly pay attention to the social security payment standard announced by the social insurance premium collection and management institution, but actually pay attention to the social security payment base declared by the employer. When the employer declares the social security payment base, in principle, it should have the signature of the insured employee himself.