What does the social security five insurances and one gold include?

Five insurances and one gold social security refers to five social insurance and housing accumulation fund systems that Chinese workers must participate in, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. Its specific contents include the payment ratio, payment base and treatment standard of different types of insurance.

Five insurances and one gold social security refers to five social insurance and housing accumulation fund systems that Chinese workers must participate in. Among them, endowment insurance is to provide employees with basic living security after retirement; Medical insurance is the basic guarantee of medical expenses for employees; Unemployment insurance is to provide basic living security for employees during unemployment; Industrial injury insurance is the basic guarantee for employees who are injured or disabled at work; Maternity insurance is the basic guarantee for employees during women's maternity. Housing provident fund is to provide financial support for employees to buy houses, rent houses and decorate. According to China's laws and regulations, employees and employers have to pay five insurances and one gold for social security. The specific payment ratio, payment base and treatment standard vary according to the region, unit type and employee category. For example, endowment insurance is paid according to the monthly salary of employees; Medical insurance is paid according to the employee payment base and reimbursement line; Unemployment insurance and maternity insurance are paid according to the monthly salary of employees; Industrial injury insurance is paid in full by the employer; Housing provident fund is paid according to the monthly salary of employees, and the employer provides corresponding subsidies. For employees, paying social security five insurances and one gold can ensure that they can enjoy basic economic support and protection in retirement, illness, unemployment, accidental injury and maternity. For employers, it is also their legal obligation to pay five social insurances and one gold, which can also improve the welfare level of employees and form a good corporate culture and employment relationship with employees.

Will the payment standard and treatment of social security five insurances and one gold change with the change of time and region? Yes, the payment standard and treatment of social security five insurances and one gold vary according to the region, time and employee category. For example, the minimum wage standards in different provinces and cities are different, and the payment base will be different accordingly; The scope and proportion of medical reimbursement have also changed due to regional and policy adjustments; The standard of treatment will also be improved or adjusted over time. Therefore, employees and employers need to pay attention to the update of relevant policies and regulations in time, and understand and abide by them.

Social security with five insurances and one gold is the five social insurance and housing accumulation fund systems that employees must participate in, aiming at providing basic protection for employees in pension, medical care, unemployment, work injury, maternity and housing. The specific payment standard, treatment and compensation vary according to the region, time and employee category. Employees and employers must pay the corresponding social security five insurances and one gold according to law, pay close attention to the update of relevant policies and regulations in a timely manner, and abide by the regulations.

Legal basis:

Article 18 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees and employers shall pay social insurance premiums and housing accumulation funds in accordance with regulations. The payment standards and methods of social insurance premiums and housing accumulation funds shall be formulated separately by the State Council.