How many years does Fuzhou medical insurance and social security have to pay?

Fuzhou medical insurance and social security must be paid for 25 years before they can enjoy the due treatment after retirement. If the payment period is less than 25 years, it needs to be filled for 25 years; The payment period of medical insurance can be accumulated. As long as it is paid in full, it is the task of payment.

1. How many years should I pay for medical insurance and social security in Fuzhou?

Fuzhou employees need to pay medical insurance for 25 years and can enjoy medical insurance benefits after retirement.

According to the detailed rules for the implementation of the basic medical insurance for employees in Fuzhou, Article 10

When the insured reaches the statutory retirement age, the accumulated payment period (including deemed payment period) must reach 25 years or more. If the payment period (including deemed payment period) is less than 25 years, you can enjoy the basic medical insurance benefits for retirees after 25 years.

Among them, those who participate in the insurance as flexible employees can enjoy the basic medical insurance benefits for retirees only when they reach the national statutory retirement age, the payment period (including deemed payment period) must reach 25 years or more, and the actual payment period is 10 years.

2. What are the provisions of medical insurance?

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24 The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25 The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

Thirtieth the following medical expenses are not included in the basic medical insurance fund payment scope:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(3) borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.

Thirty-first social insurance agencies may, according to the needs of management services, sign service agreements with medical institutions and pharmaceutical business units to standardize medical service behavior.

Medical institutions shall provide reasonable and necessary medical services for the insured.

Thirty-second individuals across the overall regional employment, the basic medical insurance relationship with my transfer, the cumulative payment period.

To sum up, the payment of social security needs to be determined according to national regulations and local policies. The regulations that need to be paid vary from place to place. As long as employees pay medical insurance for three months, then the parties can enjoy the treatment they deserve. Therefore, when they deal with it, they need to combine the provisions stipulated by law in order to handle it better.