School substitute teachers have five insurance and gold?

Legal analysis: substitute teachers must pay five insurance, provident fund can see whether the school to buy. According to article 73 of the labor contract law, employees have the right to enjoy social insurance treatment, so the five insurance, also known as social security, is the state requires enterprises to purchase insurance for employees, belonging to the mandatory insurance. Therefore, since the date of establishment of labor relations between the employee and the enterprise, the enterprise must purchase five insurance for the employee. The provident fund is not a mandatory insurance, you can choose to buy it for the employees or not.

Legal basis: The Social Insurance Law of the People's Republic of China

Article 12 The employer shall pay the basic pension insurance premiums in accordance with the proportion of the total wages of the employees of the employer as stipulated by the state, and credit them to the basic pension insurance fund.

Employees shall pay basic pension insurance premiums in accordance with the proportion of their own wages as prescribed by the State, which shall be credited to their individual accounts.

Individual industrial and commercial households without employees, part-time workers who have not participated in basic pension insurance with their employers, and other flexibly employed persons who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with the State's regulations, which shall be credited to the Basic Pension Insurance Coordination Fund and to their individual accounts respectively.

Article 60 An employer shall declare and pay social insurance premiums on its own, in full and on time, and shall not defer or reduce payment except for force majeure or other legal reasons. The social insurance premiums to be paid by employees shall be withheld and paid by the employing organization on behalf of the employees, and the employing organization shall inform the employees of the details of the payment of social insurance premiums on a monthly basis.

Individual entrepreneurs without employees, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons may pay social insurance premiums directly to the social insurance premium collection organization.