Can social security still be paid over 45 years old new rules

Social security can be paid over the age of 45. As long as before the retirement age can be insured. The legal retirement age is now 60 for men and 55 for women. Social security can be calculated cumulatively, that is, intermittent payment is allowed. The minimum contribution period is 180 months, i.e. 15 years, and you can pay more to receive more. When you reach retirement age, you can apply for pension benefits.

What is the meaning of social security contribution base

Social security contribution base refers to the employee's social security contribution base in a social security year, which will be determined according to the monthly average amount of wages and salaries tax items declared by the employee in the previous year's declaration of personal income tax, and it is an important basis for social security payment.

The social security contribution base cannot be changed after it is determined for the same payment year, and February to May each year is the time to declare the social security base for the next settlement year.

The social security contribution base has an upper limit and a lower limit, the upper limit means that the part of the salary that exceeds more than 300% of the arithmetic average of the average monthly salary of the employees on duty in the previous year is not counted in the social security base, and the lower limit means that if the salary is less than 60% of the arithmetic average of the salaries of the employees on duty in the previous year, 60% of the arithmetic average of the salaries of the employees on duty in the previous year will be taken as the social security base.

I hope the above questions can help you, if there are other legal issues please consult a professional lawyer.

Legal basis: "Chinese people's *** and the State Social Insurance Law" Article 16

Participating in the basic pension insurance individuals, to reach the legal retirement age when the accumulated contributions of fifteen years, receive a monthly basic pension.

Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the statutory retirement age may contribute until they reach the full fifteen-year limit and receive a basic old-age pension on a monthly basis; they may also be transferred to the new type of rural social old-age insurance or the urban residents' social old-age insurance, and shall enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.

Article 21

The new rural social pension insurance benefits consist of the basic pension and the individual account pension.

Rural residents participating in the new type of rural social pension insurance shall receive the new type of rural social pension insurance treatment on a monthly basis if they meet the conditions stipulated by the State.