Job Recruitment Website - Social security inquiry - What is the use of migrant workers applying for social security cards in Shenzhen?
What is the use of migrant workers applying for social security cards in Shenzhen?
First of all, social security includes endowment insurance, medical insurance, work injury insurance, maternity insurance and unemployment insurance.
As long as you pay the old-age insurance premium 15 years, you can receive a certain retirement pension every month when you reach retirement age;
Medical insurance is even more necessary. If you are sick and hospitalized during the payment process, you can give a certain reimbursement ratio, so your burden is very small;
Accidents at work, whether hospitalized or not, can be reimbursed;
Maternity insurance is good for girls. When they have children, they can enjoy subsidies from the government. Some children can make money.
It is more difficult to apply for unemployment insurance.
If you go back to your hometown after working for a few years, if you are a rural hukou, you can apply for a refund of social security funds, then you can get the refunded cash; If it is a city hukou, you can transfer the social security relationship to your hometown.
Migrant workers' medical insurance is a powerful supplement to social security, because social security has a threshold requirement and reimbursement ratio, which means that it is impossible to reimburse all of them, and the rest can be reimbursed on migrant workers' medical insurance. This kind of insurance is not very expensive. I suggest buying it. In this way, you basically have no worries.
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