Preferential social security policies in 2022

Mainly for enterprise pension insurance, unemployment insurance and industrial injury insurance three rescue policies. The social security relief policy also stipulates that the provident fund can be extended to the end of June at the longest, but it cannot be reduced. Reduce the social security burden of enterprises, and continue to implement the policy of reducing unemployment insurance and industrial injury insurance rates in stages in 2022.

The latest national social security assistance policy was introduced in 2022 and implemented in 2022. Mainly for enterprise pension insurance, unemployment insurance and industrial injury insurance three rescue policies. However, medical insurance is halved, and maternity insurance is not exempted. Therefore, medical insurance and maternity insurance still have to declare payment. At the same time, the social security relief policy also stipulates that the provident fund can be extended to the end of June at the longest, but it cannot be reduced. Reduce the social security burden of enterprises, and continue to implement the policy of reducing unemployment insurance and industrial injury insurance rates in stages in 2022.

Social security relief was extended to June 2022. At present, although the economy has achieved good recovery and development, the epidemic situation has not been completely controlled, and some enterprises are still under great pressure. Therefore, the state has issued the latest policy, saying that unemployment and industrial injury insurance rates will be reduced by stages, and then extended by 1 year after June expires. That is, it will not expire until June 2022. As for whether it will continue at that time, it depends on the specific situation at that time. The phased preferential policies themselves are temporary preferential policies, and this time the country chose to postpone them, which also reflected its strong support for difficult enterprises. Let's separate industrial injury insurance from unemployment insurance:

1, industrial injury insurance: The calculation of this insurance is complicated and varies from place to place. The policy requires that the accumulated balance of the industrial injury insurance fund can be paid to the overall planning area 18-23 months, which can be reduced by 20%; If the accumulated balance exceeds 24 months, it can be reduced by 50%.

2. Unemployment insurance: It used to be 3%. The phased preferential policy is the total unemployment insurance rate 1%. The specific units and individuals bear different parts, but the general requirement is that the personal rate cannot exceed the unit rate. In other words, the minimum unit payment can be 0.5%, like Anhui, where units and individuals each bear 0.5%.

The main content is that people with employment difficulties and graduates who have not been employed for two years can apply for this subsidy if they realize flexible employment and pay social security. Generally, this subsidy will not exceed 2/3 of the actual payment of the individual at most. Some places can charge 60%, and some places can charge 40%. Generally, it can be collected within 3 years.

Introduce new policies for industries with difficulties in service industry;

1. Service industry: In 2022, we will continue to implement the policy of reducing unemployment insurance and industrial injury insurance rates by stages. For enterprises that do not lay off employees or lay off fewer employees, we will continue to implement the policy of stable return of inclusive unemployment insurance, and the proportion of small and medium-sized enterprises will increase from 60% to 90% in 2022. Services that eligible market entities can enjoy.

2. Catering industry, retail industry and tourism industry: Provinces with a large balance of unemployment insurance and industrial injury insurance funds are allowed to implement the policy of postponing unemployment insurance and industrial injury insurance premiums by stages for catering enterprises, and the specific measures shall be determined by the provincial people's government. Eligible catering enterprises can apply for an extension of no more than one year with the approval of the people's government of the insured place, and the late payment fee will be exempted during the deferred payment period.

Previously, in order to reduce the burden on enterprises and promote the development of employment, the general offices of Ministry of Human Resources and Social Security, Ministry of Finance and State Taxation Administration of The People's Republic of China issued the Notice on Issues Related to Social Insurance Payment in 2002 1 year, which made it clear that the policy of reducing unemployment insurance and industrial injury insurance rates in stages will continue to be implemented1year until April 30, 2022.

3. This policy has been postponed twice due to the epidemic, and this policy clearly indicates that it will be postponed again in 2022. Although the contribution ratio of industrial injury insurance and unemployment insurance is not high, the reduction of the rate is still negative to some extent for enterprises! There may be regional differences in policies, but at present, several key cities in Beishangguang are basically closed on April 30, 2022.

legal ground

Notice of Ministry of Human Resources and Social Security, Ministry of Finance and State Taxation Administration of The People's Republic of China on the phased reduction and exemption of enterprise social insurance premiums

1. Since February 2020, all provinces, autonomous regions, municipalities directly under the Central Government (except Hubei Province) and Xinjiang Production and Construction Corps (hereinafter referred to as provinces) can exempt small and medium-sized enterprises from paying three social insurance units for a period of no more than five months according to the situation affected by the epidemic and the affordability of funds; For large enterprises and other insured units (excluding government agencies and institutions), the payment of the three social insurance units can be halved, and the reduction period is not more than 3 months.

Five, to ensure that the social insurance rights and interests of the insured are not affected, enterprises should fulfill the obligation of withholding and remitting employees' personal contributions according to law, and social security agencies should keep records of personal rights and interests.