Shaanxi 2023 Payment Level Details

1. Old-age insurance: the minimum base is 43 19, and the contribution ratio is 16% for the unit and 8% for the individual.

2. Medical insurance: the minimum base is 46 18, and the proportion of payment is 8% for units and 2% for individuals.

3. Unemployment insurance: the minimum base is 3,926, and the contribution ratio is 0.7% for the unit and 0.3% for the individual.

4. Work-related injury insurance: the minimum base is 3,926, and the proportion of payment is 0.2% for the unit and 0% for the individual.

5. Supplementary insurance for critical illness: the minimum base is 8, and the payment ratio is 80% for the unit and 20% for the individual.

6. Provident fund: the minimum base is 2 160, and the contribution ratio is 5% for units and 5% for individuals.

Payment method:

Online: Pay through WeChat official account, mobile banking, WeChat, UnionPay, China UnionPay, and online banking.

Offline: Payment can also be made through commercial bank counters, self-service payment terminals and tax service halls.

These banks are as follows:

(1) Qinnong Bank: all business outlets, electronic terminals (intelligent POS machines), mobile banking, online banking and ATM machines in the city;

(2) ICBC: all business outlets, mobile banking, outlets' intelligent terminals, official WeChat account of "ICBC Shaanxi Branch", and two-dimensional code scanning of ICBC e-payment;

(3) Agricultural Bank: all business outlets, mobile banking and Huinongtong (intelligent POS machines) in the city;

(4) Bank of China: all business outlets and mobile banking in the city;

(5) China Everbright Bank: all business outlets and WeChat in the city;

6) China UnionPay: China UnionPay Express APP and Alipay;

(7) China Construction Bank: All business outlets, mobile banking, intelligent teller machines, Yunongtong financial service points, code scanning payment and Qin teller APP are in the city; Tax Service Office (where the household registration or residence permit is located).

Benefits of payment:

1. Old-age insurance: those who pay old-age insurance, male 60 and female 55, can receive old-age pension, so as to achieve a sense of security.

2. Medical insurance: If you are sick, you can be reimbursed by medical insurance. Different reimbursement rates in hospitals are different, realizing the combination of medical care and nursing.

3. Maternity insurance: when pregnant and giving birth to a child, you can reimburse the prenatal examination and production expenses, apply for maternity allowance, and realize childbirth.

4. Unemployment insurance: unemployment can receive basic security fees. If the accumulated payment time of unemployment insurance is over 1 year and less than 5 years, the longest payment of unemployment insurance can reach 12 months; If the accumulated payment time is less than 5 years 10 year, the time limit for receiving unemployment insurance benefits is 18 months; If the accumulated payment time exceeds 10 years, the period for receiving unemployment insurance benefits is 24 months.

5. Work-related injury insurance: When an employee suffers from accidental injury or occupational disease at work or under specified special circumstances, resulting in temporary or permanent loss of working ability and death, the employee or his survivors get material help from the state and society.

To sum up, social security is social insurance, which is a social and economic system that provides income or compensation for people who have lost their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund, which is a redistribution system with the goal of ensuring material and labor reproduction and social stability.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 31

According to the needs of management services, social insurance agencies can sign service agreements with medical institutions and pharmaceutical business units to standardize medical service behavior. Medical institutions shall provide reasonable and necessary medical services for the insured.

Article 32

If an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively.