Beijing Five Insurance and One Gold Payment Standard

First, Beijing five insurance and one gold payment standard:

1. Endowment insurance: unit contribution rate 19%, individual contribution rate 8%.

2. Medical insurance: the unit contribution ratio is 9%+ 1%, which is a large mutual fund, and the individual contribution ratio is 2%+3 yuan large mutual fund. Retirees only need to pay a large mutual fund in 3 yuan. Other personnel payment ratio is:

(1) The individual contribution amount of the urban elderly is 360 yuan per person per year.

(2) The individual payment amount of students and children is 160 yuan per person per year.

(three) the individual contributions of urban unemployed residents are 660 yuan per person per year, and the individual contributions of disabled unemployed residents are 360 yuan per person per year.

3. Unemployment insurance: the unit contribution rate is 0.8%, and the individual contribution rate is 0.2%.

4. Work-related injury insurance: From July 1 day, 2065438, Beijing will adjust the rate of work-related injury insurance, and the lowest industry benchmark rate will be reduced from the current 0.5% to 0.2%, and the risk categories of work-related injuries in various industries will be subdivided into eight categories, so as to realize the "overall reduction" of the rate of work-related injury insurance. For industries where some rates will go up, the principle of "low is not high" is still implemented according to the current standards. After the adjustment, Beijing will be 0.25 percentage points lower than the new national average.

5. Maternity insurance: Maternity insurance premium is paid by the enterprise on a monthly basis. Self-employed workers do not pay maternity insurance premiums. Enterprises pay maternity insurance premiums at 0.8% of the total payment base. The total payment base of an enterprise is the sum of the eligible employee payment bases of the enterprise.

Two, Beijing five insurance and one gold payment base

1, social security payment base. Employees in Beijing shall determine the payment base according to their average monthly salary of 20 12. Among them, the upper limit of payment base is determined according to 300% of the average monthly salary of employees in this city in 20 12, with the maximum not exceeding 15669 yuan. The minimum payment base for employees participating in basic old-age insurance and unemployment insurance is 40% of the average monthly salary of employees in this city in 20 12 years, and the minimum is 2089 yuan; Employees who participate in basic medical insurance, industrial injury insurance and maternity insurance shall have a minimum payment base of 60% of the average monthly salary of employees in this city in 20 12, with a minimum payment of not less than 3 134 yuan.

2, the provident fund deposit base. According to the Notice of Beijing Municipal Bureau of Human Resources and Social Security and Beijing Municipal Bureau of Statistics on Publishing the Average Social Wage of Beijing Workers in 20 12, the average monthly wage of Beijing workers in 20 12 was 5,223 yuan. Therefore, if the average monthly salary of employees in this city in the previous year is used as the payment base, the payment wage base is 5223 yuan. According to this data, Beijing Provident Fund Center adjusted the deposit ceiling. From July, 20 13 to July, 20 1 3, the monthly deposit limit of Beijing housing provident fund is 3,760 yuan, which is 396 yuan higher than the previous year. The upper limit of the monthly deposit of employees and units is 1880 yuan.

Three. Beijing provident fund inquiry

1. Log on to the website of Beijing Housing Provident Fund Management Center, click "Personal Housing Provident Fund Inquiry", enter the inquiry conditions as required, and you can inquire about the provident fund account online.

2. Call the provident fund inquiry hotline 12329 to inquire about personal housing provident fund inquiry, interest rate of provident fund loans, housing provident fund loans and other issues.

3. Go directly to Beijing Housing Provident Fund Management Center with my ID card.

Fourth, Beijing Social Security Inquiry Personal Account

1. Log on to the website of Beijing Human Resources and Social Security Bureau, click "Online Inquiry", and select the items you want to inquire, including medical insurance payment inquiry and individual social insurance payment information inquiry over the years.

2. Call the social security inquiry hotline 12333 for help from human resources customer service.

3. You can go to the social security center where the company is insured, use the touch screen to query and enter the ID number. At present, Beijing's social security system is separated from medical insurance, and the touch screen can only query four insurances: pension, unemployment, work injury and maternity. If you want to inquire about the detailed five insurance information, you need to go to the business window to find the business manager to inquire.

legal ground

Article 10 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees shall participate in the basic old-age insurance, and both employers and employees shall pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.