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What to do if you accidentally put money on your social security card
There are actually two accounts in the social security card, the social security account and the financial account, which means that the social security card is not only a social security card, but also can be used as a bank card, which is why the social security card can deposit money. Social security card has two functions of medical insurance card and savings card, which is the unification of the functions of medical insurance card and bank savings card. The social security card in our hands currently has two functions, one is the medical settlement business of medical insurance; the second is the bank savings business that can deposit and withdraw cash.
But many people will find that the balance on their social security cards is zero when they deposit money on the card. That's because financial accounts on social security cards need to be activated before they can be used, and in an inactive state, the balance will show zero, and financial accounts on social security cards are usually inactive by default.
The funds in a social security account are mainly for medical insurance and pension insurance, which are earmarked for specific purposes and cannot be withdrawn directly, but can only be used under certain conditions. For example, pension insurance needs to wait until retirement before being transferred to the social security card in the form of a pension, while medical insurance costs are limited to use at designated hospitals or pharmacies.
Funds in a social security account can also be withdrawn in advance under special circumstances, such as when a participant passes away and the individual's social security contributions are inherited as an inheritance.
Legal basis:
The Social Insurance Law of the People's Republic of China
Article 4: Employers and individuals within the territory of the People's Republic of China shall, in accordance with the law, pay social insurance premiums, and shall have the right to inquire into the records of payment, records of individual rights and interests, and to request the social insurance administration organizations to provide social insurance consulting and other related services. .
Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions for them by their own units.
Article 5: The people's governments at or above the county level shall incorporate the cause of social insurance into their national economic and social development plans.
The State raises funds for social insurance through multiple channels. The people's governments at or above the county level give necessary financial support to the social insurance cause.
The State supports social insurance through preferential tax policies.
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