What if social security retires and medical insurance does not retire?

1. Although this situation has not reached the payment period of medical insurance, it can continue to pay for the specified period. It's just that the one-time payment amount is large, so you should consider your own economic situation clearly.

Generally speaking, because you have retired, you can't choose employee medical insurance, but only urban and rural residents' medical insurance. In fact, medical insurance for urban and rural residents is also good, with a maximum reimbursement of 70%. The older you are, the more you will be reimbursed.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

Only employees who have participated in endowment insurance can apply for employee medical insurance. If you have already participated in two kinds of insurance, you can also apply for retirement when the pension payment period reaches retirement age and the medical insurance payment period does not, but you just need to make up the medical insurance period. If you don't make up, you can't enjoy medical insurance benefits after retirement.

The latest social security retirement age is stipulated in this way, reaching the retirement age stipulated by the state (male 60 years old, female cadres 55 years old, female employees 50 years old. Urban flexible employees who are insured as individual freemen, male over 60 years old and female over 55 years old; Engaged in underground, high altitude, high temperature, particularly heavy manual labor or other jobs harmful to health, men are over 55 years old and women are over 45 years old.

legal ground

Article 23 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium according to the provisions of the state. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 3 of the Social Insurance Law of People's Republic of China (PRC) adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.