Can individual social security and employee social security be merged?

Personal social security and employee social security can be merged.

Under normal circumstances, paying social security through enterprises belongs to the category of endowment insurance for urban workers. As an individual with flexible employment, paying social security also belongs to the category of endowment insurance for urban workers. Both are completely the same social security, so of course, you can calculate the number of years cumulatively.

However, there is a situation that needs our attention. This situation mainly means that if there are repeated payment periods, it is impossible to accumulate and merge. Some people leave their work units without terminating their labor contracts. However, because the labor contract is not completely terminated, it will cause a phenomenon that the enterprise unit still pays social security for him normally. In other words, through the enterprise unit, they can normally accumulate their own payment years, but in fact they have left the unit.

And this kind of people, they may have used flexible employment to insure themselves. Therefore, it has caused a phenomenon, that is, it has caused repeated payments in repeated time periods. Then if this happens, it is impossible to directly merge the accumulated years. We have to recover this part of the cost and pay it repeatedly. Only after quitting can the accumulated payment period be transferred normally. Therefore, it is necessary to pay attention to this point, but if you don't pay repeatedly, the interruption of payment will not be affected, because the interruption of payment will not count your years, but it is no problem to accumulate social security relations.

Transfer and merger process of endowment insurance:

1. The insured person submits a written application to the social security agency in the receiving place;

2./kloc-within 0/5 working days, the social security agency in the place where the benefits are received will send a contact letter to the social security agency in the insured's place of origin and provide relevant information; Do not meet the requirements of these measures, explain the reasons to the applicant.

3. After receiving the contact letter, the social security agency of the insured's place of origin completes the fund transfer of the insured's personal account within 15 working days;

4. After receiving the transferred funds, the social security agency in the place where the benefits are received shall complete the relevant procedures within 15 working days and notify the applicant.

To sum up, whether it is flexible employment insurance or enterprise insurance, you can effectively accumulate your own payment period.

Legal basis:

Article 11 of the Social Insurance Law of People's Republic of China (PRC)

The basic old-age insurance combines social pooling with individual accounts. The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 13

Before employees of state-owned enterprises and institutions participate in the basic old-age insurance, the basic old-age insurance premiums payable during the payment period shall be borne by the government. When the basic old-age insurance fund is insufficient to pay, the government gives subsidies.