How to pay personal health insurance?

Individuals can only pay medical insurance as freelancers, and pay the basic medical insurance premium at 4.2% of the local average monthly salary last year or 8% of the local average monthly salary last year. How to choose specifically depends on how the insured considers it. The process of individual paying medical insurance: 1. Individuals can pay medical insurance as freelancers. 2. Insurance conditions: urban hukou or rural hukou. 3. Handling place: local community street social security service points, or district and county social security bureaus (labor and social security bureaus). 4. Basic information required: household registration book, ID card and photocopy, and two 1 inch photos. 5. Payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available.

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Derivative problem:

How to reimburse medical insurance 1, and the agent shall submit the reimbursement documents and other materials to the social security agency for acceptance; 2. After receiving the application materials, the accepting department shall review, settle accounts and pay; 3. If the social security agency approves the application, the applicant will be reimbursed after receiving the "Social Medical Insurance Medical Expense Reimbursement Form". Medical insurance refers to social medical insurance. Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs for workers within the scope of protection.