Job Recruitment Website - Social security inquiry - What's the difference between rural insurance and social security?
What's the difference between rural insurance and social security?
1, different insured objects:
The insured objects of social security are employees of the payment unit, individual industrial and commercial households without employees, and individual household operators in this area who have not reached retirement age. The insured objects of agricultural insurance are residents with local household registration, over 16 years old (excluding students in school) and not participating in the basic old-age insurance for employees.
2. Different payment standards:
(Social Security) Endowment insurance for urban workers is paid on a monthly basis, and the payment base is the employee's own salary. (Agricultural Insurance) Endowment insurance for urban and rural residents shall be paid annually and according to the prescribed amount.
3. Different collection years:
The minimum payment period of agricultural insurance is 15 years, and the minimum age for enjoying retirement pension is 60 years for men and 50 years for women. The basic pension for social security residents consists of basic pension, personal account pension and payment period pension.
Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC).
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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