What is the payment standard of five insurances and one gold in Shanghai?

Legal analysis: Shanghai five insurance and one gold payment standard;

Endowment insurance: 22% for units and 8% for individuals.

Medical insurance: unit, 12%, individual, 2%.

Unemployment insurance: unit, 1.7%, individual, 1%.

Industrial injury insurance: unit, 0.5%, individual, no payment.

Maternity insurance: unit, 0.8%, individual, free of charge.

Housing accumulation fund: 7% for units and 7% for individuals. Shanghai social security payment base: 28 15- 14076 yuan. The upper limit of the individual contribution base of the unit employees is 14076 yuan, and the lower limit is 28 15 yuan. The unit payment base is determined by the sum of individual monthly payment bases in the unit.

"Five insurances" refers to five kinds of insurance, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance; "One gold" refers to the housing accumulation fund. Among them, old-age insurance, medical insurance and unemployment insurance are premiums paid jointly by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises. Individuals do not need to pay fees. It should be noted here that "five risks" are legal, but "one gold" is not. Each unit calculates the average monthly salary of employees according to the caliber of Shanghai Statistics Bureau, and takes the average monthly salary of employees as the deposit base of employee housing provident fund, and verifies the monthly deposit amount of housing provident fund. All units shall, within one month after verifying the monthly deposit amount of employee housing provident fund, inform the employee himself of the verification and safeguard the legitimate rights and interests of the employee.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.