Can I use medical insurance after paying social security for a month?

Social security has just been paid for a month, so you can use medical insurance.

You can enjoy social medical insurance in the next month after paying social security. With social security card, it can be settled in real time without additional reimbursement. Without a social security card, you can keep the receipt for seeing a doctor and bring it to the unit. Some units go to social security agencies for reimbursement. Social security cards will be issued for three months. Social insurance is the most important part of the social security system. Therefore, when discussing the history of social insurance, social insurance cannot be separated from social security. Social insurance refers to the system that the state establishes a social insurance fund through legislation to give necessary material help to workers who participate in labor relations when they lose their ability to work or are unemployed. Social insurance is not for profit. Social insurance is mainly through raising social insurance funds, adjusting social insurance funds in a certain range, and giving necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations. Social insurance is the core content of social security system.

Personal account of medical insurance is a special account established according to the basic medical insurance policy, which is specially used to store the medical insurance premiums paid by the insured and the funds allocated by the employer according to a certain proportion, and record the medical consumption. The funds in the personal account are used to pay for medical treatment and drug purchase. The social security card is an electronic information card used by the medical insurance agency to verify the identity, record and store the funds and usage of the personal account. With my social security card, the insured can seek medical treatment at any designated medical institution in this city or purchase medicines at designated retail pharmacies.

All enterprises, state administrative organs, institutions and other units and their employees must fulfill the obligation to pay the basic medical insurance premium.

At present, the employer's contribution ratio is about 6% of the total salary, and the individual contribution ratio is 2% of my salary. Part of the basic medical insurance premium paid by the unit is used to establish the overall fund, and part of it is included in the personal account;

The basic medical insurance premiums paid by individuals are included in personal accounts. Pooling funds and individual accounts bear different responsibilities for payment of medical expenses.

The overall fund is mainly used to pay for the hospitalization and outpatient treatment of some chronic diseases, and the overall fund has a minimum payment standard and a maximum payment limit; Personal accounts are mainly used to pay for general outpatient expenses.

Social security is the general name of insurance, including five insurance contents, mainly unemployment insurance, industrial injury insurance and medical insurance. For enterprise employees, the unit has the obligation to pay. If an individual wants to pay insurance, he can only pay medical insurance.

What is the process of handling social security cards?

Flexible employees (including those who pay medical insurance premiums and those who receive unemployment benefits, the same below) need to go through the following procedures to update their social security cards on an individual basis:

1. After the service point of the social security agency where the insured is located (hereinafter referred to as the service point) receives the notice, I will go to the service point to apply for a social security card with the original and copy of my ID card.

2. The service personnel provide the individual with the confirmation form of card issuing service, and the individual confirms the card issuing bank on the spot, and then prints the application registration form and submits it to the individual for filling in.

3. If you apply for the registration form to print a personal second-generation card photo, the individual may authorize the use of the photo to print the business card without collecting electronic photos; If not, individuals need to take photos of the second generation card in the photo studio that has been included in the electronic photo collection service unit of the social security card in our city (see the column of "Social Security Card" on the social security home page of our city for the list of photo studios), and paste the photo receipt in the corresponding position of the application registration form.

4 carefully check, supplement or modify the information on the application registration form, and return it to the service point within the prescribed time limit.

5. After checking the application registration form and other related materials submitted by individuals, the staff of the service point shall sign for confirmation by both parties.

6. After successfully submitting the application registration form and other related materials at the service point for 30 working days, I will take my original ID card to the social security card of the issuing bank to get the card and go through the card activation procedures.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.