What if parents don't have social security to see a doctor and provide for the elderly?

Many parents don't have a strong sense of social security when they are young, and don't pay social security until they are old. What should they do at this time? Is there a better remedy? There are three ways at this time.

The first way is to pay residents' social security, and you can enjoy residents' medical insurance and pension benefits. Paying one year is not high, but the corresponding proportion of medical insurance reimbursement is not high. But the advantage is that residents' social security can support one-time payment in most parts of the country. As long as you pay the full amount, you can start to receive your pension next month.

The second way is to pay employee social security as flexible employment, and enjoy employee medical insurance and employee endowment insurance. The welfare benefits are exactly the same as those of office workers, and the price is slightly higher, but the proportion of medical insurance reimbursement and pension benefits will be better than the residents' medical insurance we just mentioned. You can choose these two methods according to your actual situation.

Third, there is a cost-effective way that only a few regions can support at present, that is, paying employees' pensions and residents' medical insurance separately. In this way, employees can not only enjoy the pension benefits, but also be reimbursed for going to the hospital, saving a lot of money every year. Specific how to operate, your local support, you can consult your local social security bureau

After paying social security, is the protection of parents sufficient? Actually, it's not enough. Whether it is residents' medical insurance or employees' medical insurance, the proportion of reimbursement is limited, and the elderly are more likely to get sick. If you are unfortunately seriously ill, many of them are not covered by medical insurance reimbursement, then you have to pay for it yourself. Therefore, it is not enough to rely solely on medical insurance. If conditions permit, you can choose some commercial insurance as a supplement.