Social security has been paid for many years and more and more money has been paid. Can I choose to surrender? You can lighten the burden like this.

Legal analysis: According to the law, the personal account of endowment insurance cannot be withdrawn in advance, but it can be returned in four cases: (1) The personal account of endowment insurance has lost its nationality in China. (2) Having reached the statutory retirement age, the accumulated payment is less than 15 years, and unwilling to continue to pay. (3) death before retirement. (4) died after retirement, and the personal account of endowment insurance has not been received. The above four kinds of "surrender" situations only return the balance of personal account and its interest, and do not return the funds paid by the unit or flexible employees. In addition, if he dies during the normal payment or pension, his survivors can also receive funeral grants and pensions. Specific standards are determined by provinces and cities.

Legal basis: Article 64 of People's Republic of China (PRC) Social Insurance Law includes basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.