How to calculate how much social security a person should pay in full?

The calculation method is as follows: payment amount = average social wage in the previous year at the time of payment * (percentage of annual payment wage base that should be paid) * payment ratio * payment coefficient, in which: the payment ratio is implemented according to the current enterprise payment ratio, that is, 28%, 20% for enterprises and 8% for individuals. The starting point of repayment coefficient is 1. 1, and the coefficient increases by 0. 1 every year before the repayment year, and is calculated year by year.

1. Repayment amount: Repayment amount = average salary of social workers in the previous year at the time of repayment × arrears index of the year to be compensated × payment ratio × repayment coefficient.

2. Personal account gold Personal account gold = average salary of social workers in the previous year × unpaid index of the year to be paid × 1 1% × payment coefficient.

3. Individual contribution in personal account = individual contribution = average salary of social workers in the previous year × annual arrears indicator × individual contribution ratio × contribution coefficient.

4. The supplementary year in the calculation formula of individual account fund and individual account fund payment shall not be earlier than 1 996.

5. Cumulative calculation of overdue amount.

Extended data:

main feature

First, national legislation is mandatory, and all enterprises, units and individuals must participate. Those who meet the conditions for receiving a pension can go to the social insurance department to receive a pension.

Second, the source of endowment insurance expenses is generally shared by the state, units and individuals, or by units and individuals to achieve extensive social mutual assistance.

Third, the old-age insurance is social, with great influence, large number of people enjoying it for a long time and huge cost. Therefore, it is necessary to set up specialized agencies to implement unified planning and management of modernization, specialization and socialization.

Through the establishment of the old-age insurance system, it is conducive to the replacement of old and new, and the rationalization of employment structure; Providing the elderly with basic living security and a sense of security is an important measure to deal with the aging population and is conducive to social stability; It can inspire young people to forge ahead, raise wages, provide security for their retirement and help promote economic development from the side.

The problem of providing for the aged is not only a social problem, but also a global problem, which is related to the economic and civilized development of a country or society and needs our sufficient attention. Because the old-age insurance is implemented in a wide range, the insured enjoys treatment for a long time and the cost is huge, therefore, the government must set up special institutions to unify legislation, formulate rules, manage and implement in the whole society.

References:

Baidu encyclopedia-endowment insurance