Can Beijing pay housing social security?

Of course. Beijing housing social security can be paid back, but it needs to be paid back by the company, because Beijing social security can only be paid back in the name of the unit, and the number of months to pay back cannot exceed 3 months. If it is more than 3 months, it cannot be returned in principle. The social security requirement for buying a house in Beijing is to pay it continuously for 5 years.

How to calculate the down payment for buying a house in Beijing?

1. When buying a house in Beijing, in the case of the first suite, the down payment can be as low as 20% for a new house with an area of not more than 90 square meters; In the case of the second suite, the purchase of real estate has a low down payment of 60%; For three suites, banks that need loans may not issue loans according to the house price; In other cases, the down payment is 30%.

2. Generally, the down payment for the first suite in Beijing is 30%. That is to say, if you buy a house with a loan, 30% of the down payment can't be loaned, and you must pay in cash yourself, and the remaining 70% can only be paid by loan. If you have extra spare money on hand, you can also pay a little more down payment to ensure that the risk of later repayment is reduced.

3. If the provident fund loan is used, the down payment for buying a house in Beijing is 20% of the house transaction amount; If you use a commercial loan, you can directly use 20% or 30% of the house price (the first set) and 60% down payment for the second set.

What should I pay attention to when buying a house and paying the down payment?

1, verify the developer's five certificates.

If the buyer has seen the house he wants to buy and wants to pay the down payment, he should first confirm that there is no problem with the house he bought before paying. First of all, we must verify whether the developer has five certificates. If the developer does not have five certificates, then everyone must give up buying the house of this property. Five certificates include construction land planning permit, construction project planning permit, construction permit and sales permit. When verifying the five certificates, buyers mainly look at the state-owned land use certificate and the pre-sale permit of commercial housing.

2. Pay attention to the terms of the contract.

Generally speaking, when the property buyer pays the down payment to the developer, the developer will sign a purchase contract with the property buyer. When signing a house purchase contract, buyers must carefully check the contents of the contract, paying special attention to whether the rights and obligations in the contents filled in by both parties are equal. Some developers' contract texts have been filled in in advance, and even the supplementary terms are filled in by themselves, but most of these filled contract texts have unequal agreements, so buyers must pay attention.

3, clear delivery time, liability for breach of contract.

Before paying the down payment, buyers should also pay attention to check whether the developer clearly wrote down the delivery time and liability for breach of contract in the purchase contract, and also pay attention to whether there is compensation for delay in delivery. If the developer's contract says the date of delivery, but it doesn't specify the year, month and day, then the buyers must ask the developer to write the year and day clearly, and they must not accept such an ambiguous contract.