Sudden change of social security policy

Change 1: From 2020, Hong Kong, Macao and Taiwan residents can participate in insurance in the Mainland.

165438+1On October 29th, Ministry of Human Resources and Social Security and the National Health Insurance Bureau promulgated the Interim Measures for Hong Kong, Macao and Taiwan Residents to Participate in Social Insurance in the Mainland.

Starting from 65438+ 10/next year, Hong Kong, Macao and Taiwan residents who work, live and study in the mainland (mainland) will have social security cards, participate in social insurance like mainland residents, and enjoy the legitimate rights and interests of social insurance benefits according to law!

Change 2: new regulations on social insurance rates

The State Council recently released a comprehensive plan to reduce the social insurance premium rate, which pointed out that according to the plan, the average wage of employees in full-caliber urban units weighted by the average wage of employees in urban non-private units and urban private units is taken as the index for checking the upper and lower limits of the employee contribution base.

Because of this new regulation, paying social security can enjoy two benefits:

First, freely choose different social security payment standards of 60% to 300%.

Second, after determining the social security payment base in full caliber, the social security premium in some areas has been greatly reduced compared with last year, which means that 20 19 is the most cost-effective year to participate in social security.

Change 3: Cancel social security payment in 2020. Ministry of Human Resources and Social Security: Not all of them.

Payment is allowed in these three cases:

In the first case, the contribution of endowment insurance for urban and rural residents is less than 15. When they reach the age of 60, they can pay in one lump sum and go through the formalities of receiving pension.

If you pay social security as a flexible employee, the old-age insurance payment is less than 15 years, and you can only continue to pay until 15 years, otherwise you will not get a pension.

In the second case, the enterprise fails to pay social security to employees in full and on time. In this case, employees can apply for labor arbitration and ask enterprises to pay social security for themselves.

In the third case, social security payment does not exceed 3 months after leaving the job, and social security payment is allowed in general areas. However, it may be more troublesome if it is generally more than 6 months. Therefore, after the social security is paid off, it should be paid in time, otherwise the consequences will be very serious.

At present, there are different regulations on social security payment in different places. It is recommended to consult the staff of the local social security service center, and their reply shall prevail.

Change 4: medical insurance has to be "upgraded" again! Incorporate maternity insurance before the end of the year.

The combined implementation of maternity insurance and employee medical insurance has entered the countdown. According to incomplete statistics, as of February 3, 65438, at least more than 20 provinces have announced the merger plan of maternity insurance and basic medical insurance for employees.

Extended data:

1, acceptable range:

Social Security Bureau: unemployed persons in urban enterprises (including bankrupt, dissolved and closed enterprises) who have not participated in the basic old-age insurance; Individual industrial and commercial households and local household registration (including rural household registration) workers; Individual car owners are employees with local household registration (including rural household registration) and business license.

Part-time employees; All kinds of flexible employees with urban household registration in this city; The uninsured unit is bankrupt, disintegrated or closed; Unemployed demobilized soldiers.

2. Local policies

According to the regulations of Beijing Municipal People's Government, those who have paid a total of 15 years will receive a basic pension on a monthly basis after retirement.

If the individual payment period is less than 15 years (except when the land is changed to work), he will no longer enjoy the basic pension benefits on a monthly basis after retirement, and the amount stored in his personal account will be paid in one lump sum, and the pension compensation will be paid in one lump sum.

Basic pension = basic pension (20% of the average monthly salary of employees in the city last year)+personal account pension (1120 of the amount stored in personal account).