How to calculate the payment ratio of five insurances and one gold in Xiamen?

1. Payment ratio of five insurances and one gold in Xiamen: What is the payment ratio of five insurances and one gold in Xiamen? 20 17 calculation of payment standard for five insurances and one gold in Xiamen, and payment schedule for five insurances and one gold in Xiamen 20 17. Endowment insurance: unit 14%, individual 8%; Medical insurance: 8% for units and 2% for individuals; Work-related injury insurance: The employer shall pay it in full according to the industry rate. There are three payment ratios of 0.25%, 0.5% and 1% in different industries, and individuals are not required to pay. Maternity insurance: paid at the rate of 0.8%, paid in full by the employer, and not paid by individuals. Unemployment insurance: 2% for the employer and 0/%for the individual. Housing accumulation fund: 1. The upper limit of housing provident fund deposit ratio is 12%, and the lower limit is 5%. 2. The upper limit of monthly deposit of housing accumulation fund of non-public enterprises is 5036 yuan, and the lower limit is 1 10 yuan. Second, the social insurance premium payment standard Social insurance payment base: 2793 yuan-13965 yuan old-age insurance: the contribution ratio of registered employees in this city: unit 14%, individual 8%; Payment ratio of floating population: unit 14%, individual 8%; The proportion of flexible employees and laid-off workers in this city is 20%, all of which are paid by myself on a monthly basis; Payment ratio of urban employees in public institutions: unit 14%, individual 8%; Owners and registered employees of individual industrial and commercial households in this city: unit 12%, individual 8%; Medical insurance: registered employees in this city: unit 8%, individual 2%; Immigrants: 4% for employers and 2% for individuals; The proportion of flexible employees and laid-off workers in this city is 10%, all of which are paid by myself on a monthly basis; Employees in urban institutions: 8% in units and 2% in individuals; Owners of individual industrial and commercial households and registered employees in this city (1): 10% based on 2793 yuan; (2) Registered employees in this city: based on the average salary of individuals in the previous year10%; (8% for employers and 2% for individuals) Unemployment insurance: 2% for registered employees in this city. Migrant workers: unit 2%, flexible employees and laid-off workers with local household registration: flexible employees with employment difficulties pay 3% of employees in urban institutions: unit 2%, and individuals take the average monthly salary of the previous year as the base1%; Owners and registered employees of individual industrial and commercial households in this city: 2% for units and 0/%for individuals; Maternity insurance: the contribution rate of registered employees in this city is 0.8%, and the contribution rate of individuals who do not pay is 0.8%. Individuals do not pay. Three. Frequently asked questions about five insurances and one gold in Xiamen: 1. What does Xiamen medical social security mean? A: The medical social security we often talk about usually refers to five insurances: pension, medical care, work injury, unemployment and maternity. 2. What is the payment standard? A: The social security standard in Xiamen last year was 4,655 yuan. Generally, the payment base is 60% of the "social security salary" of the local account in Xiamen, and the base is 2793 yuan. The payment year is 20 14- 10 to 20 15-06. The total amount payable per month is 985.93 yuan, of which: the unit pays 678.70 yuan and the individual pays 307.23 yuan. The medical social security of foreign household registration in Xiamen is based on the minimum wage in Xiamen 1320 yuan. Payment time is 20 14- 10 to 20 15-06. The total amount payable per month is 500. 12, of which, the company pays 338.66 yuan and the individual pays 16 1.46 yuan. The amount of medical social security will be subject to the social security announced by the government in July each year. One of the benefits: you can get a pension by paying 15 in Xiamen! The second benefit: medical insurance can enjoy retirement medical care after 20 years of retirement in Xiamen. The third benefit: the payment in Xiamen Island is 8 years, and the payment outside the island is 5 years. You have to buy a house to settle in Xiamen. The fourth benefit: paying social security for more than 2 years in Xiamen, giving priority to children's primary schools (junior high schools and senior high schools). Welfare 5: Women who pay medical insurance in Xiamen for more than 1 year can get a subsidy of 1 10,000 yuan. Welfare VI: She has continuously paid social security in Xiamen for more than 1 year, and her newborn baby can apply for medical social security in Xiamen for more than 1 year. 8 yuan can enjoy the ninth benefit when purchasing a round-trip ticket to Gulangyu Island: paying Xiamen medical social security to apply for a loan and apply for a credit card, and other benefits. I won't list them one by one. In short, the long-term development in Xiamen is inseparable from medical and social security! 4. What is the use of Xiamen Provident Fund? If you can't afford to buy a house temporarily, you can apply for a provident fund loan, and the interest rate of the provident fund loan is relatively low. The maximum amount of provident fund loans is 500,000 for individuals, 0/10,000 for couples, 20% down payment, and the longest mortgage can be 30 years. 5. Who can participate in Xiamen residents' medical insurance (including urban residents' medical insurance and rural residents' medical insurance)? 1, registered residents in this city who have reached the age of 16 and have not participated in any medical insurance; 2. Non-Hong Kong, Macao and Taiwan employees who have lived in Xiamen for more than 1 year; 6. How to handle residents' medical insurance? Residents who meet the conditions of medical insurance for Xiamen residents may apply for insurance to the village (neighborhood) Committee where their household registration is located. Seven, to participate in medical insurance for urban and rural residents, can I go to the hospital for physical examination? You can't. Only those who are insured according to the provisions of the basic medical insurance for urban workers in Xiamen, as well as foreign management and technical personnel who pay the basic medical insurance premium according to the payment standard of urban workers in this city, can use the amount of their health accounts for physical examination. Eight, people who have already enjoyed the treatment of medical insurance for retirement in different places can participate in medical insurance for urban and rural residents in Xiamen after moving to Xiamen? You can't. According to the implementation opinions of Xiamen Municipal Bureau of Finance of Xiamen Municipal Bureau of Human Resources and Social Security on the transfer and continuation of basic medical insurance, people who have moved into this city with household registration and have enjoyed the basic medical insurance for retirement in different places will no longer go through the formalities for the transfer of basic medical insurance, and will not participate in the basic medical insurance for employees in this city or the basic medical insurance for urban and rural residents. The above is the answer to the payment ratio of five insurances and one gold in Xiamen and related questions. I believe everyone has a general understanding of this problem. Therefore, everyone should know the latest payment ratio in time to adjust their work and life. But the above is only a general explanation of this issue, and the specific situation and details need to be inquired and understood by relevant legal professionals or professional institutions.