How to reimburse with urban residents' medical insurance card

When you go to a designated hospital for medical treatment, you can show your medical insurance card to prove your insured identity and registration. Individuals can directly settle the part of medical insurance reimbursement by medical insurance and hospitals, without paying fees first and then reimbursing. Only when the account is settled can the self-funded part be paid with the balance of the medical insurance card or cash.

There is a deductible for hospitalization reimbursement (the standard of deductible is generally 10% of the average annual salary of employees in the city last year), which means that the deductible needs to be paid by itself, and the part exceeding the deductible can be reimbursed according to local medical insurance regulations. The reimbursement rate varies from place to place, and different projects in different hospitals are different, about 80%.

If a patient with a medical insurance card wants to go to the hospital after getting sick, the process of going to the designated medical insurance unit with a medical insurance card is as follows: When the insured is sick, he can go directly to the local designated medical institution with a medical insurance manual and an IC card.

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Extended data:

Out-patient compensation: 60% of the medical expenses of village clinics and village center clinics are reimbursed, and the limit of prescription drugs per visit is 10 yuan, and the limit of prescription drugs for temporary rehydration by doctors in health centers is 50 yuan. 40% reimbursement for medical treatment in the town health center, with the limit of examination fee and operation fee for each visit, and the limit of prescription drug fee 100 yuan.

The reimbursement for medical treatment in secondary hospitals is 30%, with the limit of each examination fee and operation fee in 50 yuan and the limit of prescription drug fee in 200 yuan. Third-level hospitals will be reimbursed 20%, with the examination fee and operation fee for each visit limited to 50 yuan and prescription drug fee limited to 200 yuan. Chinese medicine invoice with prescription, limit 1 yuan. The annual compensation limit for rural cooperative medical clinics is 5000 yuan.

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