Wuhan social security retirement calculation formula

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Personal account: the amount of personal account at the time of retirement ÷ the number of months corresponding to my retirement age.

Adjustment fund: the sum of basic pension, personal account pension and transitional pension (referred to as pension base) is set in different grades, that is, from the time when the pension base is lower than that of 250 yuan, the adjustment fund should be reduced by 10%(5 yuan) until it reaches 600 yuan and above. If the pension after the additional adjustment fund reaches the maximum limit of this file or above, it will be paid according to the maximum limit of this file.

Final treatment: (new accounting method-original accounting method) × 30% of retirees in 2006, 50% of retirees in 2007, 70% of retirees in 2008, 80% of retirees in 2009 and 90% of retirees in 20 10.

How to pay social security pension cost-effectively, whether to pay it again after 15 years, and the calculation formula of social security retirement salary.

Social security is an important part of the national social system, and it is a basic system for the state to give certain economic compensation to citizens when they are old, sick, pregnant or injured at work, so as to protect their basic livelihood and maintain social stability.

Social security pension is paid monthly: 1) basic pension: according to the ratio of the average monthly salary of employees in this city to my index and average monthly payment salary (base x payment period x1%); 2) Personal account pension: the accumulated/specified number of months in personal account; 3) Adjustment fund 300 yuan; 4) Transitional adjustment: 250 yuan/month for retirees in 2007, and 50% for retirees every night thereafter.

After self-funded individual industrial and commercial households retire, your pension will be very low. If the social wage this year is 2,528 yuan, if there is only the minimum payment period 15 stipulated in the old-age insurance, from this year to the retirement age, you can only get the pension around 900 yuan. Even if you pay the pension, you won't get the social wage.

So whether to pay after 15 depends on your financial situation.