Which grade is cost-effective for individuals to pay social security?

Let me see, you should pay rural medical endowment insurance,

First, I think it depends on the actual situation in your family. Rich families can pay a high-grade one. If the family has no money to pay a low grade, it is a low grade, and he also has low-grade benefits. For example, if you teach a junior with 200 yuan, generally speaking, if you pay enough 15 years, that means his total amount is 3000. 3000 social security, rural endowment insurance and social security for urban and rural residents should be unified, generally speaking, it should be nine grades. Generally speaking, your pension should be around 200 yuan, and it should be 2,400 yuan a year. In other words, you should be able to get your cost back in about a year. This is definitely a good deal, because you have to calculate how long you can live, for example, you can live for 6 years. Then you won't make much money like this. You can only teach junior students. If you live to be 80 or 90 years old, you should pay a high flyers. In this case, you can earn more. First of all, you have to calculate how many years you can get back the cost, and then the rest is pure income. Generally speaking, social security payment is overpaid and underpaid. In other words, if you pay a few more grades, the pension will definitely be high, and you can also pay for twenty or thirty years.

Second, that is to say, the more you pay, the higher the pension you get, and the pension will rise every year. I think this is definitely a good deal, especially after we are 60 years old and our children are married. At this time, we have this pension, no matter how much, which means that the pension we get is sent to us by the state and will be sent to you regularly every month. Regardless of lack of money, your son is married. Even if you ask them for 1000 yuan, they will give it to you as soon as they have money. If they don't have money, they probably won't give it to you, especially after marriage. So don't worry about how much, pay social security, at least they will have pocket money, and then meals in other places don't cost money, and the pension for pocket money will be a little higher. You can spend one more if you have more. If it is a city hukou, flexible employment can pay a social security. Generally speaking, this should be around 700 yuan every month. Now most of them are over 700, which is the lowest grade. He pays 60%. If you pay enough, you can get the top 200 every month after 15

Third, instead of working in the city, you can pay endowment insurance in this rural area, and medical insurance is not bad. If you pay around 350 yuan every year, you can get sick and get reimbursed for seeing a doctor within one year. Although it will rise every year, I will reimburse you for your medical treatment. I think it's ok. If it's a minor illness, it doesn't matter. I'm afraid of getting seriously ill. If you let yourself take the money, you can't take it out. It is not difficult for your children to take it now, because that area belongs to the only child era. He belongs to two people. After marriage, he was an only child. Parents are in charge, and the burden is quite heavy. Therefore, it is good for the whole family and themselves to get a medical insurance and endowment insurance.