How to pay personal medical insurance after retirement?

Retirees can pay medical insurance premiums in the following ways:

1. Pay at the window of the local social insurance institution. Retirees can go to the window of local social insurance agencies to handle personal medical insurance payment business, and the payment amount is paid according to local regulations;

2. Pay at the bank counter or online banking. Some areas can pay personal medical insurance fees through bank counters or online banking, and the specific operation methods can be consulted with local social security institutions or banks;

3. Pay fees at community service stations or community hospitals. In some areas, there are community service stations or community hospitals, and retirees can pay personal medical insurance fees.

The specific provisions of post-retirement medical insurance are as follows:

1, retirees can choose to participate in urban and rural residents' medical insurance or employee medical insurance. Retirees who used to be employees can continue to participate in employee medical insurance. Those who have not participated in employee medical insurance before can participate in urban and rural residents' medical insurance;

2. Retirees can enjoy certain medical security benefits after participating in medical insurance. Specific treatment includes hospitalization expenses, outpatient expenses, special disease expenses, etc. Different regions and different medical insurance schemes may have different treatment standards;

3. The proportion of medical insurance reimbursement will vary according to different regions and different medical insurance schemes. Generally speaking, the proportion of medical insurance reimbursement is between 50% and 90%.

4. The reimbursement scope of medical insurance is also limited. Generally speaking, only drugs, inspection items and treatment plans listed in the medical insurance catalogue can be reimbursed;

5. When retirees enjoy medical insurance benefits, they need to abide by medical insurance regulations, such as showing their medical insurance cards when seeking medical treatment and observing hospital regulations.

To sum up, the specific provisions of different regions and different medical insurance schemes may be different, and local medical insurance departments or social insurance institutions need to be consulted for details.

Legal basis:

"People's Republic of China (PRC) medical insurance fund use supervision and management regulations" eighth.

The use of medical insurance funds shall conform to the scope of payment stipulated by the state.

The scope of medical insurance fund payment shall be formulated by the administrative department of medical insurance in the State Council according to law. The people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall, in accordance with the authority and procedures prescribed by the state, supplement the specific items and standards paid by the medical security fund within their respective administrative areas, and report them to the administrative department of medical security of the State Council for the record.