What is the social security payment standard for employees in the unit?

Legal analysis: payment standard of endowment insurance for urban workers

(A) the employee pension insurance payment base

Payment base: based on the average social wage of employees in the province (city) in the previous year (referred to as the provincial social wage);

Upper limit of payment base: 300% of social wages;

The lower limit of payment base: 60% of social wages.

1, if the wage income of enterprise employees is lower than 60% of the social wage of the province (city), the payment base shall be approved at 60%; If it is higher than 60% of the provincial social wage, the payment base shall be approved according to the actual wage income, but it shall not be higher than 300% of the provincial social wage.

2, individual workers can be more than 300% of the province's social wages, independently determine the base of payment.

(B) the calculation method of employee pension insurance payment

1, enterprise contribution = 20% of the approved total wages of enterprise employees;

2 individual contributions of employees = approved payment base ×8%= total wages of employees × 60% ~ 300% × 8%;

3, individual workers (including individual industrial and commercial households and freelancers) payment amount = approved payment base x18%.

(3) Payment period of employee pension insurance

According to the current regulations, the payment period of endowment insurance is 15 years, which means it must be 180 months. It can be interrupted halfway, which will not affect the pension, but it will affect the pension benefits. Those who have paid 15 years or more advocate continuing to pay, and paying more will get more.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.