Didn't the unit pay social security and medical insurance?

The unit pays social security and medical insurance.

Three categories:

They are basic medical drugs, diagnosis and treatment projects and service facilities projects.

1. The reimbursement of basic medical drugs includes two types, namely, clinically necessary drugs with unified national standards and standard fees adjusted by provinces, municipalities and autonomous regions according to local conditions, which can be included in the scope of basic medical payment.

2, the basic diagnosis and treatment project reimbursement shall meet the following conditions:

(1) Necessity is necessary in clinical diagnosis and treatment, safe, effective and reasonable;

(2) The price department has set the charging standard;

(3) Designated medical services provided by designated medical institutions.

3. The reimbursement scope of basic service facilities is the supply scope of designated medical units, including the necessary living service facilities costs in the process of diagnosis and treatment and nursing, such as hospital bed fees and emergency observation bed fees. If you just want to get medical insurance, you can only choose medical insurance to pay. The unit must handle social security for you, including basic old-age insurance, basic medical insurance, unemployment insurance, work injury insurance and maternity insurance.

Social security includes medical insurance:

First of all, everyone should understand that social security includes medical insurance. If the insured wants to buy social security, he will definitely buy medical insurance. However, the insured can choose not to buy social security and buy medical insurance alone. It is an insurance to compensate the insured for medical expenses caused by illness. Social insurance for employees who need to provide some necessary medical help due to illness and other conditions. For the basic medical insurance for employees, the medical expenses are also shared by the state, units and individuals. As you can understand, medical insurance is a social security system that provides medical economic compensation for workers after injury. But social security is not medical insurance, and its role will be broader than medical insurance. Social security completely covers the role of medical insurance. Social security has functions that medical insurance does not have, such as providing for the aged. Medical insurance refers to the use when seeing a doctor, and its function is relatively simple.

The relationship between social security and medical insurance;

The full name of social security is social insurance, which consists of social endowment insurance, medical insurance, industrial and commercial insurance, maternity insurance and unemployment insurance. Among them, social endowment insurance and medical insurance are required to be insured by the employer for employees according to state regulations, and the employer and the insured jointly bear the premium. Industrial and commercial insurance, maternity insurance and unemployment insurance are not mandatory. Obviously, medical insurance is a kind of social security.

Social security and medical insurance purchase methods:

1. If the insured belongs to urban residents, he can directly purchase medical insurance for urban residents. When insured, you can bring relevant ID cards, household registration books and other materials to the community under the jurisdiction of the domicile for payment registration. If the insured person is a rural resident, he can choose to apply for rural cooperative medical insurance, and the village Committee will generally carry out unified insurance operation.

2. If the insured is self-employed, you can choose to set up a pool fund instead of a personal account, so that you can pay the premium according to 4.2% of the average monthly salary in the previous year in your region, or you can choose to set up a personal account according to 8% of the average monthly salary in the previous year in your region.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.