Proportion of individual contributions of endowment insurance units

The contribution ratio of endowment insurance is 8% for individuals and 20% for units. Application examples are as follows:

If the salary is 7,000 yuan/month, the required endowment insurance premium is: endowment insurance: 7,000 times 8%=560 yuan, and the unit is 7,000 times 20% = 1400 yuan.

Among them, the payment ratio is divided into two categories: enterprise insurance and individual worker insurance:

All kinds of enterprises pay 20% of the total wages of employees, and employees pay 8% of the individual contribution base. The part paid by individual employees shall be withheld and remitted by the enterprise.

Individual workers, including individual industrial and commercial households and freelancers, pay 18%, all of which shall be borne by myself.

The proportion of pension insurance companies and individuals is:

1 The enterprise shall pay 20% of the total average monthly salary of employees in the previous year, and the individual employees shall pay 8% of the average monthly salary of employees in the previous year;

2. The unit is responsible for the individual part of the insured withholding, and the unit pays the unit part;

The specific proportion varies from place to place.

Old-age insurance, the full name of social basic old-age insurance, is a social insurance system established by the state and society according to certain laws and regulations for workers to reach the working age limit stipulated by the state to terminate their labor obligations or to retire from their jobs because of old age.

Endowment insurance is an important part of social security system and one of the four most important social insurances. The purpose of endowment insurance is to protect the basic needs of the elderly and provide them with a stable and reliable source of life.

1. What items does the social security card contain?

1, basic old-age insurance; In order to support the elderly, workers can receive pensions when they reach the legal retirement age;

2. Basic medical insurance; Illness is used for medical reimbursement;

3. Work injury insurance; Is an employee injured at work, paying medical expenses or compensating for related work-related injuries;

4. Unemployment insurance; After the employee loses his job, he receives living expenses;

5. Maternity insurance; It is a kind of maternity reimbursement and related treatment for employees.

In summary, enterprises pay 20% of the total average monthly salary of employees in the previous year, and individual employees pay 8% of the average monthly salary of employees in the previous year.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.