Can the endowment insurance be transferred to others after death?

Legal analysis: social security cannot be transferred to others after death. According to the law, social security is the exclusive old-age security for the payer and cannot be transferred, transferred, traded or inherited. 1. If the insured dies during the insurance payment period, the accumulated amount in his personal account shall be paid to his legal heir or designated beneficiary in one lump sum; If the insured dies while receiving the pension, the remaining amount accumulated in his personal account shall be paid to his legal heir or designated beneficiary in one lump sum. 2. The account balance in the medical insurance card of the deceased insured can be inherited by the heir according to law. According to the medical insurance policy, the basic medical insurance premium and transition fee paid by the insured according to law will not be refunded once paid.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Tenth employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.