Can I get a refund of my social security? How much money can be refunded

Nowadays almost everyone in the society will participate in social security to ensure their rights and interests. However, many people feel that they do not need to pay social security, no need to obtain benefits through social security, so they want to apply for a refund. Then the social security can be returned how to handle? How much money can be refunded? Today let us come to understand the social security surrender aspects of the problem.

First, the social security can be returned how to handle

Social security in general can not apply for a refund, but also can not be withdrawn in advance. However, to meet the relevant conditions can be processed, such as the insured person can bring the ID card and other information to the local social security bureau to apply for refund, if the insured person to reach the age of retirement, but did not pay the full 15 years, or the death of the insured person, or to settle abroad is also to apply for refund.

If you need to apply for social security refund units or individuals reported to the local tax office, to the tax hall for tax refund, and then by the tax special social security window for review, and then will print the social security premium refund application approval form and social security premium refund schedule as the acceptance of the certificate, and then wait for the tax department to wait for verification of the refund issued.

Second, the social security can refund how much money

1, the employee social security is generally paid at 28%, the unit to pay 20%, individuals pay 8%, if the surrender can only return the 8% part of the personal payment, and 20% to be paid into the social security co-ordination account.

2, flexible employment social security according to the location of the average wage of 20% to pay, 12% will be included in the social security account, and 8% will be deposited into the personal account, apply for surrender can only be returned to the personal part of 8%.

3, the city residence pension insurance is an individual to pay the annual pension fee 100% deposited into the personal account, if you reach the age can not apply for retirement procedures, you can apply for a full refund of the personal account including its interest, the annual subsidy is not refundable, but will be included in the city residence pension account.

Third, the social security refund will have what effect

First, the loss of social security should be treated, social security payments are made by the unit to bear most of the, if you choose to withdraw from the insurance, the original enjoyment of the treatment are gone, and can not receive a pension after retirement, can not reimburse the cost of illness, life will be inconvenient.

Second, if the unit to pay social security, to a certain extent, is to obtain certain benefits. Because the unit will pay 20%, and individuals only pay 8%, the unit has borne most of it.

Third, the withdrawal and break will be a certain time waste of time and cost, because the medical insurance can not be broken more than three months, while the pension insurance needs to accumulate more than 15 years, if you want to re-pay after the withdrawal, need to recalculate.