What is the difference between on-the-job employees and flexible employees paying social security?

There are mainly the following differences:

1, different participants

Free occupational pension insurance for enterprises and society belongs to social insurance. The insured subjects of on-the-job payment are enterprises and individuals, and the insured subjects of individual flexible employment are individuals.

2. The payment base and proportion are different.

For example, the proportion of pension contributions for flexible employees is 20%, and the proportion of pension contributions for enterprise employees is 28%. The base of payment varies from place to place, but the payment situation may be different. The insurance units of enterprise employees generally bear the amount of the unit part, and there are few flexible employees. The part that the employer pays insurance to the unit,

3. The retirement time is different.

Men are all 60 years old, and women are all 55 years old and flexible in employment. Enterprise employees can retire with 50 urban hukou. Of course, there are also some special types of jobs that retire early.

There are many factors that affect retirement pension, such as payment period, historical average payment ratio, money in personal account, retirement age and so on. All other factors being equal, if the base of the two contributions is the same, the pension will be the same in the future. It's just that the employee pension insurance unit pays more. If individuals pay, it is better to participate in individual freelance endowment insurance.