Collection standard after the merger of social security and agricultural insurance

After the merger of social security and agricultural insurance, the collection standard mainly depends on the total amount of funds in the merged personal account, the payment period and the local pension calculation and payment rules.

When the old-age insurance for urban workers has been paid for 15 years, the new rural insurance can be transferred to the old-age insurance for urban workers and receive pensions according to the standards of urban workers. This means that the combined pension standard may be more biased towards the standard of urban employee pension insurance. However, it should be noted that the specific collection standard will also be affected by factors such as payment period, personal account balance, local policies and regulations.

In addition, if the insured person of the new rural insurance participates in the social security of urban workers, his personal account funds of the new rural insurance will be temporarily sealed until he returns to the countryside to continue to participate in the new rural insurance, and his personal account funds will be automatically unsealed. However, if the insured person of the new rural insurance participates in the basic old-age insurance for urban workers in the enterprise and enjoys the urban social security benefits, then there is no need to participate in the "new rural insurance".

The standards for social security contributions are as follows:

1. Endowment insurance: the unit contribution rate is 20%, and the individual contribution rate is 8%.

2. Medical insurance: unit contribution rate 10%, individual contribution rate 2%.

3. Unemployment insurance: unit contribution rate 1%, individual contribution rate 0.5%.

4. Maternity insurance: unit contribution rate 1%, and individuals do not pay.

5. Work-related injury insurance: the unit contribution rate is 0.5%, and individuals do not pay.

To sum up, the social security payment standard varies with regions and types of insurance, but both individuals and units need to bear a certain proportion of the payment. When determining the payment base, it needs to be determined according to the actual salary of the individual and follow the relevant regulations and standards.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 72

The social insurance agency shall establish an inquiry system for social insurance registration, payment, treatment enjoyment and other information, which is convenient for the insured and the employer to inquire.