Personal insurance 15 years

That depends on your personal social security fee. If the social security fee paid by individual residents in this city is about 1 000 yuan, they can get a pension of about 1 after retirement, and 800 yuan (personal account amount+basic deposit account amount) can only get the principal payment of 15 after retirement for about ten years.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.