What are the four gold medals in Shanghai?

Question 1: What are the four gold medals added by Shanghainese? What's the difference between five insurances and one gold? The four gold, five insurance and one gold you mentioned are actually the same, that is, Shanghai urban social insurance, referred to as social security. For an individual, it is four gold, and for the unit, it is five insurances and one gold.

The so-called five insurances and one gold are: endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and provident fund. For the unit, it is necessary to pay these five insurances and one gold for each employee, but four of them also need to be paid by individuals, namely, pension, medical care, unemployment insurance and provident fund, referred to as four gold.

So four gold is five insurances and one gold.

Question 2: Five insurances and four gold? What are these four gold coins? Five insurances and one gold are stipulated by the state: pension, medical care, unemployment, work injury, maternity insurance and provident fund.

Pension, medical care and unemployment are shared by the state and individuals at the same time.

Pension: enterprise 2 1%, individual 8% medical care: enterprise 1%, individual 2% unemployment: enterprise 2% unit 1%.

Industrial injury and maternity are paid in full by the enterprise.

Provident funds are divided into units and individuals. The enterprise pays 10% of your income.

Generally speaking, these values are different in different regions.

In addition, for example, if the enterprise gives you a salary of 2000, then in fact he has to pay you an insurance premium of about 800.

Question 3: What are the four gold medals in Shanghai? How to calculate the four funds: endowment insurance, medical insurance, unemployment insurance and housing accumulation fund. The payment ratio is: endowment insurance: 22% for the unit and 8% for the individual; Medical insurance unit 12%, individual 2%; Unemployment insurance: unit 2%, individual1%; There are also 0.5% industrial injury insurance and 0.5% maternity insurance, which are paid by the unit. The proportion of the provident fund is the unit, and each individual pays 50%, depending on the situation of the enterprise. Therefore, the proportion of the three funds that individuals must pay is 1 1%, your salary is 1700 yuan, and you must pay 187 yuan yourself (excluding provident fund). Your monthly take-home salary is 15 13 yuan (excluding provident fund).

Question 4: Which four golds do you mean? It should be five insurances and one gold: endowment insurance, medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and housing accumulation fund.

Four gold refers to:

1. Endowment insurance is a social pooling fund. After retirement, your pension income will be borne by social security, which is a basic social security for the elderly. Pay 28% of the total salary, 8% for individuals and 20% for units.

2. Unemployment insurance is a social pooling fund. Social security bears the basic living expenses during your unemployment, and it is also a basic social security.

3. Housing accumulation fund is a social pooling fund. After retirement, social security will bear your housing security, which is paid at 20% of the total salary, 5% for individuals and 0/5% for work units.

4. Medical insurance premium is a basic form of social medical insurance, which can be enjoyed both during the on-the-job (on-the-job) period and after retirement. After retirement, the proportion of social security is higher than before retirement, and it is paid according to% of the total salary, with the personal burden and the work unit burden.

Question 5: What exactly is Shanghai's four gold contributions? Can you give me a detailed example? Thank you! ! ! Pension insurance, medical insurance, unemployment insurance, housing provident fund and individual payment base are 18% of pre-tax income, that is, 8% of pension+2% of medical care+0% of unemployment+7% of provident fund. Only the provident fund (the unit is also 7%) can be found out, but the other three funds can't be found out, so they enter the overall planning system. Is to take it out of the overall planning system, okay? The part handed in by the unit is put into overall planning, which has nothing to do with yourself. Anyway, it's enough when you really need it!

Question 6: How much are the four gold contributions made by individuals in Shanghai now? 1. Ask directly the personnel department of the unit and the related social insurance telephone number 12333.

Second, the situation varies from place to place, and there are various answers on the Internet. Only the local answer is the most authoritative and accurate.

Third, I wish you a smooth job, a developed career, a healthy life and a happy family.

Question 7: What does the Shanghai Four Gold include? Let me get this straight, nouns are not necessarily accurate.

1 Pension is how much retirement salary will be paid to you in the future.

The medical insurance fee is for you to see a doctor, and the hospitalization can be reimbursed if it exceeds the quota.

Unemployment insurance means that in case you stop working, you can get unemployment benefits of 4,500 yuan per month every six months for up to two years.

4 provident fund is a house loan.

In fact, there is maternity insurance, which is also considered as four gold, that is, the woman can get a sum of money when she gives birth to a child, and the man pays the fee.

Question 8: Is there a difference between five insurances, one gold and four gold in Shanghai? Five insurances and one gold refer to endowment insurance, medical insurance, unemployment insurance, industrial injury insurance, maternity insurance and housing accumulation fund, in which industrial injury insurance and maternity insurance are not deducted by individuals, but paid by units. The management department of Five Risks is the Social Security Department of Human Resources and Social Security Bureau, and the management department of housing provident fund is the housing provident fund management center. Female employees do not have maternity insurance, and some people can report half of their maternity expenses (for example, Shandong), but there is no maternity allowance, which is similar to their wages. Male workers have no maternity insurance, so as long as they have a partner, nothing will be delayed. It stands to reason that a company cannot only pay four risks. This thing is not an optional set meal, but it has to pay five risks. Unless you run away from someone who doesn't pay.

Question 9: How to check the payment of the four funds in Shanghai can be found on the Shanghai Labor and Social Security Service Network. You can quickly and conveniently query the payment of your own pension insurance, medical insurance and unemployment insurance, as well as the information window of your personal account balance sheet.

Enter your ID number or passport number to check the payment and accounting of various social insurances, or use your personal password to check the deposit statement of your personal account, so as to know in time whether the employer pays social insurance premiums for you in full and on time. If you need to inquire about the personal housing provident fund account, please click "Housing Provident Fund" in the "Friendship Link" on the home page.

If you don't find your personal account successfully, please handle it as follows:

1. For personal payment information, pension information and cooperative insurance information, please contact the social security center of the region (county) where the unit is located;

2. If you need to inquire about unemployment insurance information, please contact the county employment center (unemployment insurance window) where your household registration is located;

3. If you need to inquire about the labor ability appraisal, please contact the labor ability appraisal center of the district (county) where you apply;

4. If you need to inquire about job matching information, please contact the nearest district (county) employment center;

5. If you need to inquire about the information of the informal labor organization, please contact the carrier management institution of the informal labor organization in the district (county) where the informal labor organization is located.

Note: We can't inquire about the usage of your medical insurance account at present. If necessary, you can inquire in various medical institutions linked to medical insurance or directly to the medical insurance bureau.

Question 10: What does "four gold" mean? Four gold l "four gold" refers to endowment insurance, housing accumulation fund, unemployment insurance and medical insurance. "Four gold" is the social insurance issued and implemented by the * * * department, which is mandatory. Where the "four gold" provisions apply to this unit, they must be unconditionally implemented. It is also a basic social obligation that the applicable unit must undertake, and it is a basic right that workers should enjoy. Payment standard of "four funds": endowment insurance = salary× 8%+salary× 22% medical insurance = salary× 2%+salary×12% unemployment insurance = salary×1%+salary× 2% housing accumulation fund = salary× 7%+salary× 7%. In order to avoid social responsibility, a few employers keep playing the "flower head" on the "four gold". Graduates should pay attention to avoid their legitimate rights and interests being infringed when signing contracts. "Flower Head" 1: Commercial insurance replaces social insurance. Employers do not pay social insurance premiums to employees on the pretext that they buy commercial insurance. Even if the company does buy you commercial insurance, its policy is often controlled by the company. There are still many uncertainties about whether employees can get practical benefits. Social insurance is a common principle of society, units and individuals, with strong continuity. It will be with you all your life. When you are unemployed or have other changes, you can temporarily close your account and continue to pay fees after re-employment, which will not affect your future income. "Flower Head" 2: "Deduct two Jin" in payment calculation. Social insurance also implements the principle of paying more and getting more. The unit pays most for you and the individual bears a small part. The calculation base of the part paid by the unit is the total wages of all employees of the unit last month. Some units deliberately lowered the total wages and achieved the goal of paying less "four gold". The base of individual payment is my average monthly salary in the previous year, and some units only calculate the basic salary, not other income. "Flower Head" 3: It is called "probation period". Some units deliberately violate the time limit for extending the probation period and refuse to pay "four gold" to employees under the pretext of "probation period". In fact, the probation period is also the validity period of the contract. Even during the probation period, employees have the right to enjoy the "four gold". For example, according to the relevant regulations of the municipal government on old-age insurance, workers should pay old-age insurance for the employees from the month after they are officially hired by the employer. This practice does not conform to the labor law. The company called it "probation period" and used it as an excuse not to pay "four gold" to employees, which violated the labor law. The probation period is also the validity of the contract. During the probation period, employees also have the right to enjoy the "four gold". For example, according to the relevant provisions of * * * on old-age insurance, the employee shall pay old-age insurance for the hired person from the next month after he is officially hired by the employer. As for "compensation after regularization", sometimes it is purely the practice of the unit itself and has no legal basis. After graduates formally report to the unit, they can pay four funds in time according to the requirements of the labor law. Graduates who have worked in foreign units for several years can transfer the "four gold" in their foreign accounts to Shanghai if the payment of the "four gold" has not stopped, but if they move across provinces and cities, there will be no less than 20% to 30% loss. For specific procedures, please consult the talent market in the district and city where the foreign unit is located and the talent market in Shanghai. If the payment of the "four gold" has been interrupted during the work in a foreign unit, it is necessary to make up the amount of the "four gold" during the work in the field before moving in. In many cases, the amount of the four gold transferred to Shanghai (after deducting the losses) is almost the same as the amount of the four gold replenished by yourself, so it is not cost-effective to handle the transfer. Of course, it depends on the original four gold in other places, and then consider it as appropriate. 1, the four funds cannot be used for other purposes, and the medical fund cannot be used to buy a house. The medical fund can only pay for medical treatment by credit card every year, and the unused funds in that year can be reserved for the next year and cannot be withdrawn. When it is used up in that year, it will be paid in cash for future medical treatment (the medical fund cannot be overdrawn). 2. After buying a house, you can withdraw all the housing provident fund (cash) from the designated place of CCB with the real estate license, and you still need to pay the housing provident fund after buying a house.