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Social security provident fund minimum contribution base
1, 2023 housing provident fund year housing provident fund continues to implement the policy of 5% to 12% of the contribution ratio, the contributing unit can according to their own economic situation within the scope of the provisions of the independent determination of the specific proportion of the contribution. The CPF cap is 12%, with a maximum monthly contribution of $28,221. The provident fund can not only be used when buying a house, if you rent a house you can also apply to receive the provident fund through the rental contract, or invoices for rent payment;
2, 2023 housing provident fund year housing provident fund contribution base lower limit of 2320 yuan, receiving the basic cost of living employees monthly contribution base lower limit of 1624 yuan. In addition, starting from August 1, 2021, for newly accepted Housing Provident Fund individual housing loans, the monthly basic cost of living standard used for calculating the loan amount of the borrower applicant will be based on RMB 1,624 yuan.
Legal basis:
Article 26 of the Regulations on the Administration of Housing Provident Funds
Employees who have paid into a housing provident fund may apply for a housing provident fund loan from the Housing Provident Fund Management Center when purchasing, constructing, refurbishing, or overhauling their self-owned housing.
The Housing Provident Fund Management Center shall, within 15 days from the date of acceptance of the application, make a decision on granting or disallowing the loan and notify the applicant;
If the loan is granted, the commissioned bank shall handle the loan procedures. The risk of housing provident fund loans is borne by the housing provident fund management center.
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