Some people insist on buying social security because they don't want their children to have a burden when they are old. Is that really the case?

Social security is also called social insurance or social security. To put it simply, by fulfilling the obligation to pay social security, individuals bring themselves into the security of the whole society and no longer rely solely on their children. The protection that social security can provide mainly refers to the economic aspect, and the emotional comfort and convenient care brought by children are irreplaceable. Of course, but raising children to prevent old age has been passed down for thousands of years. When we can get the economic security provided by the society through social security, it can really greatly reduce the pressure on children, which is very commendable!

It is undeniable that although we have now liberalized the three-child policy, the number of children has indeed decreased, and the pressure of raising children has been relatively reduced. We do have the ability to participate in social insurance. Participating in endowment insurance has several advantages: reducing the financial pressure on children. Like my parents-in-law, I am almost 70 years old this year. In the past, due to the supplementary policy of endowment insurance, all of them participated in endowment insurance through individual contributions. Now my mother-in-law receives a pension of 3200 a month, and my father-in-law receives 3400 a month. Now with the development of economy and society, the annual pension will increase, reducing the economic pressure of our children's pension. We just need to take care of the elderly often, and the elderly will give us some financial assistance from time to time.

Improve the sense of dignity of the elderly. Having enough pension can really greatly improve the sense of dignity of the elderly. Think about the money parents gave their children when they were young. When they are old and want to lend a helping hand to their children, most people have to lose face. What is the child's income level? Most people are actually not tall. For example, my wife and I earn about 3500 a month and have two sons. If we raise four old people, we are really big. Participating in endowment insurance is also a good investment. Endowment insurance will be supported until the death of the insured. For example, my mother-in-law always pays tens of thousands of old-age insurance. Now the pension has exceeded 200,000. Even if she dies in the future, our family can get the corresponding funeral expenses and pensions.

Longevity is the most cost-effective way to participate in endowment insurance. Pensions grow rapidly every year, and pensions are getting higher and higher. Generally speaking, from the perspective of family and economy, it is very necessary to participate in endowment insurance, which is also the knowledge of society, so there are so many people participating in endowment insurance. Some ordinary people are determined to buy social security because they don't want to burden their children when they are old. What do you think? First of all, I think this idea is very correct. Don't feel that buying social security is a shameful thing, or that buying social security is not important to you. Of course, when we were young, we didn't feel the benefits and benefits that social security could bring us. But when you get old, if you can feel it at that time, it will be too late. Therefore, the earlier the layout of social security, the more reasonable and appropriate the layout.

What can social security bring us? We have talked about social security many times, and the ultimate goal is to enjoy pension benefits. So do we enjoy this kind of pension and have the most basic foundation for our future retirement? This means that you can live on your living expenses and some pensions, no matter what your pension is, even if it is one or two thousand yuan or two or three thousand yuan. In a word, there is no doubt that the couple can live independently. To tell the truth, social security must be purchased, which means that with children and daughters, they have their own burdens, and we don't want to give them any trouble. Social security and medical insurance is a major event of the national economy and people's livelihood, and we must trust the country, so social security must be purchased anyway.

"There is wine today, drunk today, no wine tomorrow, and autumn sorrow tomorrow." Life is the most insecure. In my old age, I envy the life where no one gets a pension without going to work, and regret my short-sightedness. When you are young, you have income when you are old, which not only reduces the financial pressure on your children. If you have money, you don't have to ask your child for money, which can effectively reduce family conflicts caused by alimony. Because there are too many contradictions in alimony for the elderly. If your pension is substantial, you can travel all over the country. You can also help your children. Why not?