My hometown paid social security, and the unit also paid social security. Can we merge? How to calculate the retirement benefits?

1. Can individuals who bought employee social security and new rural insurance work together when working in other places? You can spell it together!

On this issue, the official has already issued a document. When an individual goes to work in a foreign country and buys a new rural endowment insurance in his hometown, the insured can transfer his new rural endowment insurance and employee social insurance to each other, so that the two accounts will be merged into one. What needs to be reminded here is that the government does not allow the insured to pay employee social security and new rural insurance at the same time, which will cause the problem of receiving pension benefits in the future.

If you incorporate your new rural insurance into employee social security, you should transfer the new rural insurance personal account to employee social security personal account at one time, but it should be noted that the pension payment period of the new rural insurance is not included in the employee pension payment period. To put it bluntly, the payment period of the new rural insurance is not counted, but the personal account can be transferred out.

If employee social security is incorporated into the new rural insurance, the individual part of employee social security will be incorporated into the personal account of the new rural insurance. The key point is that the pension payment period of employees will be included in the pension payment period of the new rural insurance.

In short, employee social security and new rural insurance can be transferred to each other, and all the personal parts of one account are transferred to another account, which becomes a pension account. However, only when the employee pension is incorporated into the new rural insurance can the payment period be calculated.

Two, the social security of employees and the new rural insurance are transferred to each other, and the retirement benefits are calculated in accordance with the Interim Measures. According to the above analysis, we know that employee social security and new rural insurance can be transferred to each other, but after the two are merged into one account, I believe everyone is most concerned about how to calculate retirement benefits. Details are as follows:

According to the Interim Measures:

1. If the insured person is transferred from employee social security to new rural insurance, and the payment period of employee social security has reached 15 (the payment period has reached 15), he can apply to the relevant departments to transfer his employee social security to new rural insurance, and the pension benefits will be calculated according to the relevant provisions of employee old-age insurance.

2. If the pension payment period of the insured employees is less than 15 years, you can also apply to transfer the employee pension insurance to the new rural insurance, but only when the pension account of the new rural insurance meets the conditions for receiving, the relevant pension benefits will be calculated and paid according to the old-age insurance of the new rural insurance.

Third, the process of mutual transfer between employee social security and new rural insurance. 1. Individuals submit written applications. Applicants should submit a written application for pension to the local social insurance agency. Here, what needs attention is where they want to receive their pension. Don't make a mistake.

2. The social insurance institution shall examine the written materials of the applicant. For applicants who meet the requirements for receiving pensions, the social insurance agency will send a contact letter to the social security agency that paid the employee social security/new rural insurance to the applicant within 15 working days, and hand over the personal information of the applicant.

However, if the applicant's written materials are unqualified and do not meet the conditions for the payment of pension benefits, the social insurance institution will inform the applicant of the reasons for the non-compliance.

3. After receiving the contact letter, the social security agency that the applicant pays the employee social security/new rural insurance needs to transmit the relevant information of the applicant within 15 working days and handle the fund transfer procedures.

4. The social security agency applying for pension benefits will complete the applicant's pension procedures within 15 working days after receiving the funds transferred by the social security agency paying employee social security/new rural insurance, and inform the applicant in time that he can receive pension benefits normally.

Tips: If you really don't understand, consult the local social security agency directly, and they will inform the process in detail.